In 2025, the USDA loan cap for Woodstock in McHenry County, IL amounts to $336,500, while for a single-family home the FHA limit is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Assess the necessary income, credit, reserves, and required documents for eligibility. Our advanced mortgage calculator offers side-by-side evaluations of USDA, FHA, Conforming, and VA loans, guiding you to find the optimal program for your financial scenario in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to make it easy and quick for you to secure the best USDA or FHA loan. Choose one of the three paths that connect you to matching lenders and USDA loan programs.
A USDA home loan, backed by the USDA Dept. of Agriculture, alternatively called a USDA rural development loan or USDA mortgage, is available solely in rural locales. Unlike FHA loans that require at least a 3.5% down, USDA loans require zero down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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