USDA Vs. FHA Pro and Con comparison in Marion, Williamson County, IL

In 2025, the USDA loan limit in Marion, within Williamson county, IL, is $336,500. For a single-family home, the FHA limit is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate and compare today's USDA vs FHA best rates, determining income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA options, helping you choose the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Marion, Williamson, IL

Loan Type Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Marion, IL

Lendersa® is committed to securing the best USDA or FHA loan swiftly and hassle-free. Begin with one of three paths that connect you to lenders and USDA programs.

Results from Lendersa USDA loan request

Understanding USDA Loans in IL

A USDA home loan, backed by the Department of Agriculture—also called a USDA rural development loan or USDA mortgage—is available solely in rural areas. Unlike FHA loans that need a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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