For 2025, the USDA loan limit in Carterville, within Williamson county, IL, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare today's best rates between USDA and FHA loans. Discover the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to quickly and easily securing the best USDA or FHA loan for you. Choose from three starting points to connect with lenders and suitable USDA loan programs tailored to your requirements.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture and available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment, offering a significant advantage to eligible applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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