FHA Vs. USDA loan program for Carterville, Williamson County, Illinois

In 2025, USDA loan limit in Carterville, county of Williamson, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Carterville, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(931) 484-6178 263 miles Lender's profile and map Reviews Highland Federal Savings and Loan Association 106 South Main St, Suite 103, Crossville, TN, 38555 The mission of Highland Federal Savings and Loan Association is to provide quality products and professional, personal service to our customers, who are the focus of everything we do. Locally owned and operated since 1961, member of FDIC and an Equal Housing Lender, we continue to promote security and trust as absolute priorities.
(931) 484-9433 263 miles Lender's profile and map Reviews Upper Cumberland Federal Credit Union 627 Livingston Road, Crossville, TN, 38555 Upper Cumberland Federal Credit Union was chartered with the purpose of serving the employees of the Carter Ink Company in Massachusetts. The original name of the credit union was Carter Inx Folx Federal Credit Union. As the Carter Ink Company expanded, an ink manufacturing plant was built in Crossville, Tennessee.
(931) 707-1500 263 miles Lender's profile and map Reviews First Cumberland Mortgage 186 Highway 70 E, Crossville, TN, 38555 First Cumberland Mortgage located in Crossville, Tennessee. We are one of Tennessee's most Comprehensive, Full Service Mortgage Companies. We specialize in 100% Loans, FHA & VA, Conventional Raw Land Loans, Self Employed Loans and Refinancing. Call First Cumberland Mortgage for all your Mortgage or Loan needs.
(423) 569-8586 263 miles Lender's profile and map Reviews The First National Bank of Oneida 18418 Alberta St., Oneida, TN, 37841 First National Bank of Oneida is dedicated to building partnerships and supporting progress since 1904. Blessed throughout the years with insightful visionaries and leaders with strong and sound philosophies, First National Bank is not only the oldest bank but also the only locally owned bank in Scott County
(309) 787-4451 263 miles Lender's profile and map Reviews Blackhawk Bank & Trust, IL 301 4th Street West, Milan, IL, 61264 Blackhawk Bank & Trust has been serving the banking needs of the Quad Cities community since 1961 when ground was broken on our first branch in Milan, Illinois. Today the Blackhawk Bank & Trust branch footprint extends through the counties of Rock Island, Mercer, and Henry in Illinois, and Scott in Iowa.
(513) 523-8888 264 miles Lender's profile and map Reviews Miami University Community Federal Credit Union 31 Lynn Street, Oxford, OH, 45056 Miami University and Community Federal Credit Union was founded and chartered by Miami University in 1969 and has proudly served Miami University Employees and the Greater Oxford Community for the last 45 years! Being a "for people, not profit" financial institution along with always serving our members individual needs
(513) 529-1251 264 miles Lender's profile and map Reviews First Miami Student & Alumni FCU 550 E Spring Street, Oxford, OH, 45056 First Miami University Student & Alumni Federal Credit Union, the only student run financial institution located on Miami University’s Oxford Campus. Founded in 1988 by a group of Miami Students, First Miami began as a cost-effective alternative to Oxford’s Uptown banking options. Today, First Miami is one of only three completely student
920 267 7682 264 miles Lender's profile and map Reviews Peak Choice Capital, LLC 601 Silver Creek Drive, Joliet, IL, 60431 Your home for real estate financing. Multi-Family and Single Family financing. We keep the process simple so you can focus on growing your business. We focus on our experience to achieve the best results. Our investment rental property programs are suited specifically for investors only. Here are a few of the perks we offer for single family ren
(513) 585-2398 264 miles Lender's profile and map Reviews Cincinnati HealthCare Associates Federal Credit Union 2139 Auburn Avenue, Level A, Cincinnati, OH, 45219 Cincinnati Healthcare Associates Federal Credit Union has been open since 1973. The credit union has assets totaling $23.49 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
(815) 806-7001 264 miles Lender's profile and map Reviews Town Center Bank 20181 S Lagrange Road, Frankfort, IL, 60423 Town Center Bank is looking for a customer service specialist. We are looking for friendly, enthusiastic, self-driven individuals to join our team! Responsibilities for these individuals include processing customer requests and transactions, cash handling, account opening and closing, and providing accurate and friendly customer service
(513) 569-7878 264 miles Lender's profile and map Reviews Cincinnati Interagency Federal Credit Union 26 West Martin Luther King Drive, Suite G4, Cincinnati, OH, 45220 As a member of the Cincinnati Interagency FCU, you share in the ownership of a full service financial institution – and being an owner makes a difference. The Cincinnati Interagency Federal Credit Union is a not-for-profit organization which, through member involvement, education, and sound financial management provides personal, convenient.