FHA Vs. USDA loan program for Herrin, Williamson County, Illinois

In 2025, USDA loan limit in Herrin, county of Williamson, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Herrin, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(936) 228-7590 630 miles Lender's profile and map Reviews Montgomery Mortgage Texas 11230 FM 830 Rd, Willis, TX, 77318 Established in 1998, Montgomery Mortgage is a Texas-based mortgage company located in Willis, TX, just north of Houston, Conroe and The Woodlands. Our goal is to simply offer the very best terms accompanied by extraordinary customer service. We maintain an A+ exemplary rating with the Better Business Bureau
(703) 472-3606 630 miles Lender's profile and map Reviews Bluestone Home Loans LLC 14382 Flourcastle Court, Centreville, VA, 20120 Bluestone Home Loans LLC was created to better serve the needs of the customer. Our founder, Matt McMahon, learned the business as a loan officer at a large regional bank. He valued his time there and worked with many outstanding individuals. Bluestone Home Loans is exclusively a Virginia mortgage brokerage.
(703) 424-2462 630 miles Lender's profile and map Reviews St Michael Mortgage LLC 5381 Lavender Mist Court, Centreville, VA, 20120 St Michael Mortgage LLC Is to provide exceptional service at competitive pricing to those in need of mortgage Loans, refinancing, and consulting services, ensure our clients’ needs are met, and respect and hold dear the client base that ensures our successful future and also We are a for profit company in the practice of mortgage.
(320) 547-2442 630 miles Lender's profile and map Reviews First State Bank of Swanville 306 Degraff St, Swanville, MN, 56382 The First State Bank of Swanville was chartered on June 17, 1907. The name remains the same and has survived major economic challenges of the great depression and several wars. We have emerged from those challenges and 100 years later we continue in that tradition as we remain financially strong and family owned and operated.
(804) 521-2525 630 miles Lender's profile and map Reviews Dominion Energy Credit Union 1100 Boulders Parkway, Suite 601, Richmond, VA, 23225 Dominion Energy Credit Union was created by, and for the benefit of Dominion Energy employees. We offer the same personal financial services as the big banks, but, unlike most banks, we offer incredible rates, minimal fees, and service that exceeds expectations. We go the extra mile to let each member know they are valued and appreciated.
(804) 323-6800 630 miles Lender's profile and map Reviews Virginia Credit Union 7500 Boulder View Drive, Richmond, VA, 23225 Virginia Credit Union was founded in 1928, originally as State Employees’ Credit Union. Through the decades, we have created financial products and services to help guide members in their financial lives and give them new knowledge and understanding of their finances. In everything we do, our work allows members to live with confidence.
(804) 521-2673 630 miles Lender's profile and map Reviews KORE Mortgage LLC 7400 Beaufont Springs Drive, Suite 300, Richmond, VA, 23225 Kore Mortgage LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(571) 934-8000 631 miles Lender's profile and map Reviews Marion Mortgage, LLC 14637 Lee Highway, Suite 103, Centreville, VA, 20121 Marion Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is unique, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(804) 285-3582 631 miles Lender's profile and map Reviews 1st Financial Mortgage Corp 1516 Willow Lawn Drive, Richmond, VA, 23230 1st Financial Mortgage is a Virginia mortgage company based in Richmond that is dedicated to helping Virginia home buyers and homeowners purchase and refinance their homes. We aim to provide extraordinary customer service, excellent interest rates, and low closing costs for every customer.
(804) 358-7929 631 miles Lender's profile and map Reviews Professional Mortgage Corp 1311 High Point Ave, Richmond, VA, 23230 Professional Mortgage Corp., a Virginia Corporation was established in 1987 and has the distinction of being the oldest locally owned and located mortgage company licensed by the Virginia Bureau of Financial Institutions. It was founded by lifetime Virginia Residents Tim Estes and Herbert Weisberger
(804) 354-8830 631 miles Lender's profile and map Reviews Fidelity Capital Mortgage Company 4905 Dickens Road, Suite 103, Richmond, VA, 23230 Fidelity Capital Mortgage Company (FCMC) is an independent Mortgage Lender dedicated to providing our customers with superior service. Our mortgage professionals are committed to making sure each client understands their financing options, and gets the loan that best meets their needs