USDA Vs. FHA Pro and Con comparison in Marseilles, LaSalle County, IL
As of 2025, the USDA loan maximum in Marseilles, within LaSalle county, IL, is $285,000. Meanwhile, the FHA limit for a single-family house is $472,030.
With the Lendersa® USDA loan calculator, you can compare today's premier USDA and FHA rates, assessing income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans side by side to determine the best program for your financial needs, including specific options in .
Loan limits and down payment needs for 2025 in Marseilles, LaSalle county, IL
Loan Type
Loan Cap
Down Payment
USDA
$285,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan programs in Marseilles, IL
The objective at Lendersa® is to facilitate a quick and easy acquisition of the most favorable USDA or FHA loans. Choose among three starting points to connect with compatible lenders and explore USDA loan programs.
The USDA home loan, assured by the U.S. Department of Agriculture, is often called the USDA rural development loan or USDA mortgage, accessible only in rural areas. Unlike FHA loans, which demand a minimum 3.5% down payment, USDA loans require none.
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