USDA VS FHA in Streator, LaSalle County, IL

For 2025, the USDA loan limit in Streator, within LaSalle county, IL, is $285,000. Meanwhile, the FHA cap for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to evaluate and contrast today's top USDA and FHA rates. Discover the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, guiding you to select the most fitting program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Streator, LaSalle, IL

Type Limit Down Payment
USDA $285,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Streator, IL

The mission of Lendersa® is to seamlessly provide you with the optimal USDA or FHA loan promptly. Begin with one of the three pathways for matching lenders and USDA loan options.

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Understanding USDA Loans in IL

The USDA home loan, guaranteed by the Department of Agriculture—also termed the USDA rural development loan or USDA mortgage—is available in rural areas solely. Unlike FHA loans needing a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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