USDA Loan Vs. FHA loan pro & con Streator, LaSalle County, IL

For 2025, the USDA loan limit in Streator, within LaSalle county, IL, is $285,000. Meanwhile, the FHA cap for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to evaluate and contrast today's top USDA and FHA rates. Discover the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, guiding you to select the most fitting program for your financial needs in .

USDA and FHA Loan Opportunities in Streator, IL

The mission of Lendersa® is to seamlessly provide you with the optimal USDA or FHA loan promptly. Begin with one of the three pathways for matching lenders and USDA loan options.

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Understanding USDA Loans in IL

The USDA home loan, guaranteed by the Department of Agriculture—also termed the USDA rural development loan or USDA mortgage—is available in rural areas solely. Unlike FHA loans needing a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.

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(815) 267-7700 Lender's profile and map Reviews Abri Credit Union 1350 Renwick Rd, Romeoville, IL, 60544 Abri Credit Union is a community based financial institution headquartered in Romeoville, IL. There are community branches located in Frankfort, Joliet, Lockport, Plainfield, and Woodridge. There are also branches with limited access located at Argonne National Laboratory, Fermi National Laboratory, and the Joliet Township High Schools.
(779) 252-2000 Lender's profile and map Reviews Oak Leaf Community Mortgage 24252 W. Main Street, Plainfield, IL, 60544 We focus on providing our customers purchase and refinance options that fit their needs. We specialize in home purchase, refinance, rehabilitation and new constructions loans. We have the ability to lend in 46 states and would love the opportunity to help you find a solution that fits your needs.
(630) 435-9100 Lender's profile and map Reviews RDS Mortgage Corporation 14722 South Naperville Road, Unit 104, Plainfield, IL, 60544 RDS Mortgage Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
(815) 857-3625 Lender's profile and map Reviews The First National Bank in Amboy 220 E. Main St, Amboy, IL, 61310 Based on the cornerstones of honesty, loyalty, teamwork, and longevity The First National Bank in Amboy has maintained a financially sound bank, earning adequate returns for stockholders while providing for its employees and giving back to the communities where they live and work.
(815) 741-1847 Lender's profile and map Reviews New Century Federal Credit Union 291 Springfield Avenue, Joliet, IL, 60435 The credit union was founded in 1936 as Joliet Wireco Credit Union. Over the years, we have developed and have merged with other credit unions to unite as one strong credit union. As of today, New Century FCU has grown to be a credit union providing services to over 4,500 members and totaling assets of more than $50 million dollars.
(815) 478-4611 Lender's profile and map Reviews First Bank of Manhattan 230 South State Street, Manhattan, IL, 60442 The First Bank of Manhattan has been providing high quality, full service personal and business banking services to Manhattan and our neighboring communities of New Lenox, Elwood, Wilmington and Wilton Center. The bank offers a full range of deposit products such as Checking, savings, CD’s, IRA’s, children’s and teen’s accounts.
(630) 466-3551 Lender's profile and map Reviews First Secure Community Bank 670 Sugar Grove Parkway (Route 47), Sugar Grove, IL, 60554 At First Secure Community Bank, you can trust us to keep your money safe for you in our locally-owned financial institution. Since we're owned by local people like you, we know your concerns and the issues that affect you. This allows us to build a bank that responds to the concerns of locals and local economic factors.
(309) 385-4375 Lender's profile and map Reviews Princeville State Bank 142 E. Main Street, Princeville, IL, 61559 We are a family-owned, community bank that provides both personal and business banking services. With rich local connections, PSB has been serving the area since 1950 and continues to serve Princeville, Peoria and surrounding communities with our core values of service, commitment and trust.
(815) 929-4000 Lender's profile and map Reviews First Trust Bank of Illinois 275 East Court Street, Kankakee, IL, 60901 We are a well-capitalized, secure local bank with full-service locations in Bourbonnais, downtown Kankakee, west Kankakee, Aroma Park and Danforth as well as a convenient drive-up branch in Briarcliff Shell/Bourbonnais. We are committed to bringing you an extensive range of financial products and the responsive service you need.
(815) 933-1101 Lender's profile and map Reviews Riverside Community Credit Union 185 N Fraser Avenue, Kankakee, IL, 60901 Riverside Hospital Employees Credit Union, as it was called originally, was formed in 1976 by the employees of Riverside Hospital in Kankakee, Ill. Membership was open to all employees of the hospital and their family members. Over the years, our office moved to several locations in the hospital. Initially, savings
(815) 935-2270 Lender's profile and map Reviews Rivers Area Credit Union 296 W Jeffery Street, Kankakee, IL, 60901 2 RIVERS AREA CREDIT UNION is a federally insured state chartered credit union headquartered in KANKAKEE, IL with 1 branch location and about $23.60 million in total assets. Opened 71 years ago in 1951, 2 RIVERS AREA CREDIT UNION has about 3,998 members and employs 6 full and part-time employees offering various banking