USDA Vs. FHA Pro and Con comparison in Marshall, Clark County, IL

In 2025, the USDA loan limit in Marshall, part of Clark county, IL, is set at $336,500, whereas the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, as well as to assess the income, credit, reserves, and documents required to qualify. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding in the choice of the best program in for your unique financial needs.

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2025 Loan Limits and Down Payment Requirements in Marshall, Clark County, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Alternatives in Marshall, IL

At Lendersa®, our mission is to quickly link you to the best possible USDA or FHA loan without hassle. You can begin by selecting one of three starting points, guiding you to lenders and suitable USDA loan programs.

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Understanding USDA Loans in IL

The USDA home loan, supported by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is designed for rural areas only. While FHA loans necessitate a minimum of 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Capital Financial LLC
  • 1675 Broadway, Suite 1950, Denver, CO, 80202
  • American Capital Financial our goal is to get you the best possible home loan for your situation while offering you the best possible services. Since 2004, we have been committed to educating our borrowers on home mortgage loans in the Colorado and Wyoming areas. Give us a call to get a conversation started and learn why mortgage loans.
  • Loan Verify Inc
  • 999 18th Street, Suite 3000, Denver, CO, 80202
  • At LoanVerify, we wanted a more transparent mortgage process. So we built it ourselves. To get started, download the app, answer seven questions, and see all your mortgage options in the palm of your hand. It's that simple. Compare rates and closing costs, snap a pic or upload your required documents from Google Drive.
  • Hunter Lending LLC
  • 1630 Welton Street, Suite 916, Denver, CO, 80202
  • "Hunter Lending saves time and reduces cost by providing customized mortgage solutions to assist clients in achieving their financial goals and objectives. Founded in 2003 by Ryan Hunter, our mission has been to provide the highest level of service resulting in the best customer experience."
  • Yellowstone Mortgage Inc
  • 1499 Blake Street, Suite 1D, Denver, CO, 80202
  • Yellowstone Mortgage is a Denver, Colorado based mortgage company specializing in purchases, refinance, and debt consolidation. Whether you are a first time home-buyer, looking to refinance your current property, or interested in moving, we provide our clients with unmatched customer service as they pursue their home-ownership goals.
  • 5280 Financial Group Inc
  • 600 17th Street, Suite 2800 South, Denver, CO, 80202
  • "5280 Financial Group, Inc. Colorado's best source for home purchase and refinance! We are a family owned Colorado Mortgage Company located right here in Denver with an A+ rating with the BBB. We service all of Colorado and are known as one of the best local sources for your Home Purchase and Refinance! So whether you are first time home buyers"
  • Front Range Mortgage
  • 600 17th St, Unit 2800, Denver, CO, 80202
  • Front Range Mortgage is a local Colorado-only mortgage lender for all types of Colorado homeowners. From VA to FHA, Conventional; Purchase, rate & term or cash out; Investment, second homes, etc. We have a long and proven history (see our reams of testimonials) of helping our clients through the maze of modern mortgage lending
  • American United Capital Inc.
  • 730 17th Street , Suite 650, Denver, CO, 80202
  • American United Capital, Inc. strives to address the borrower's immediate capital needs and timing concerns. American United Capital, Inc. is a private commercial and non-owner-occupied residential real estate lender. We provide short-term, equity-based financing for borrowers when traditional sources are unavailable or untimely. Property is the
  • Someday Mortgage
  • 4702 Sunlight Lane, Broomfield, CO, 80023
  • Someday Mortgage takes a modern approach to serving our borrowers best interests! We offer free side-by-side consultations comparing a variety of options to ensure we find the best rates and terms for the next phase of your life. We offer industry leading mortgage services where we actively seek to beat, or at least match, competing rates!