USDA VS FHA in Paris, Edgar County, IL

In the year 2025, the USDA loan limit for a single-family home in Paris, situated in Edgar county, IL, is $336,500, while the FHA limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates available today. It helps determine the necessary income, credit score, reserves, and documents to qualify. Our sophisticated mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA options side by side, assisting in finding the most suitable program in for your unique financial scenario.

Explore loan offers from a selection of 100 lenders

Loan limits & downpayment requirements 2025 in Paris, Edgar county, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan opportunities in Paris, IL

Lendersa® aims to secure the best USDA or FHA loan quickly and easily. Choose from three starting points to match with lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

The USDA loan is a government-backed home loan by the Department of Agriculture, also known as the USDA rural development loan or mortgage. It is offered exclusively in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA mortgage loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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