USDA VS FHA in Paris, Edgar County, IL

In the year 2025, the USDA loan limit for a single-family home in Paris, situated in Edgar county, IL, is $336,500, while the FHA limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates available today. It helps determine the necessary income, credit score, reserves, and documents to qualify. Our sophisticated mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA options side by side, assisting in finding the most suitable program in for your unique financial scenario.

Explore loan offers from a selection of 100 lenders

Loan limits & downpayment requirements 2025 in Paris, Edgar county, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan opportunities in Paris, IL

Lendersa® aims to secure the best USDA or FHA loan quickly and easily. Choose from three starting points to match with lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

The USDA loan is a government-backed home loan by the Department of Agriculture, also known as the USDA rural development loan or mortgage. It is offered exclusively in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA mortgage loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • New Foundation Savings Bank
  • 8249 Clara Avenue, Cincinnati, OH, 45239
  • New Foundation Savings Bank was founded over 130 years ago. In that time, we’ve seen many changes, but still believe that personal service matters. While offering modern conveniences like Touch Banking and Card Valet, we pride ourselves on knowing our customers by name. Our goal is to serve the needs of our community by offering financial products.
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  • 1180 E Higgins Rd, Schaumburg, IL, 60173
  • Schaumburg Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
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  • 1750 E Golf Road, Suite 100, Schaumburg, IL, 60173
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  • Bluestar Mortgage Inc
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  • We are not just a typical mortgage lending company, that will have you start by working with the loan officer (or sales person) then be handed off to their assistant/processor, and later to their closer, only to explain your situation to multiple people. Our loan officer’s pride themselves with being involved in every step of the process with you.
  • Moonstar Mortgage
  • 953 N. Plum Grove Road, Schaumburg, IL, 60173
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchasing to refinancing and to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best interest rates.
  • American Financial Mortgage Services Inc
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  • CLS Mortgage
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  • Since 2003, Creative Lending Solutions has been making it easier to procure the best commercial real estate financing available. Our long-term relationships with national banks, local banks and conduit leaders uniquely position us to find high-value borrowing opportunities for our clients.
  • HomeTown Lending Partners LLC
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  • HomeTown Lending Partners we want to make your loan experience satisfying and rewarding. Our seasoned Mortgage Consultants will carefully guide and educate you through the entire home loan process, so you feel confident as you make choices about the many options available for your financing strategy
  • Connect Mortgage Corp
  • 1375 Remington Road, Suite C, Schaumburg, IL, 60173
  • Dimitre Dimitrov Owner of Connect Mortgage Corp in Schaumburg, IL. I have learned how to structure all types of deals and provide quality service for all of my clients. If you are looking for a good mortgage broker I am available to offer same day pre approvals, personally monitor your transaction and offer face to face appointments.
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  • KEY MORTGAGE SERVICES, INC.
  • 475 North Martingale Road, Suite 100, Schaumburg, IL, 60173
  • Key Mortgage is a full-service financial products provider consistently ranking among the top lenders in Chicagoland. The company has twice been named a Top Employer by National Mortgage Professional magazine and a top lender by Chicago Agent magazine. It has also been recognized for excellence both in Illinois and nationally by Ask a Lender.