USDA Vs. FHA Pro and Con comparison in Arcola, Douglas County, IL
In 2025, the USDA loan limit in Arcola, within Douglas County, IL, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Employ the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates, reviewing necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the most suitable option for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Arcola, Douglas County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Arcola, IL
Lendersa® aims to connect you with the best USDA or FHA loan quickly and effortlessly. Start with one of three points to engage with lenders and explore USDA loan options.
The USDA home loan, guaranteed by the Department of Agriculture and sometimes called a USDA rural development loan, is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.
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Althas Mortgage is a Commercial and Residential Licensed Florida Mortgage Broker Company servicing clients across Florida with their Real Estate Financing needs. At Althas we broker hundreds of mortgage loan financing options from FHA, VA, USDA and Conventional to Jumbos, Non Conventional, No Income Verification, Stated Loans, ITIN loans.
Santa Fe Mortgage focuses on giving our customers personalized service while also providing rates that are comparable to or better than those offered by the big banks. Owner Lance Armer has dedicated himself to the mortgage industry – and could not imagine doing anything else. His story reflects the story of Santa Fe Mortgage.
Our mission is to find you the best mortgage product to fit your needs, secure it at the best rate possible, and guide you through the loan process with personalized service.
Our expertise-with more than 45 collective years of professional experience-allows us to provide you with personalized
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Del Norte Credit Union (DNCU) is a member-owned, not-for-profit financial institution which embraces the culture and community traditions of New Mexico. Our mission is improving lives by providing our customers with unparalleled, sound, and unbiased financial advice. Not only is DNCU an active advocate of financial literacy
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First Bank is a branch office of First Bank. They provide the following services: Full Service Office Location and are located at 300 East Sugarland Highway in Clewiston Florida.
Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information.
