USDA Vs. FHA Pro and Con comparison in Arcola, Douglas County, IL
In 2025, the USDA loan limit in Arcola, within Douglas County, IL, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Employ the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates, reviewing necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the most suitable option for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Arcola, Douglas County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Arcola, IL
Lendersa® aims to connect you with the best USDA or FHA loan quickly and effortlessly. Start with one of three points to engage with lenders and explore USDA loan options.
The USDA home loan, guaranteed by the Department of Agriculture and sometimes called a USDA rural development loan, is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.
Affordable Home Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
CommonWealth One Federal Credit Union has been helping its members achieve a better way of life through convenient banking, specialized loans, savings plans, investments, financial tools and education programs for more than 70 years.
From our origins in 1944 as the Army Air Force Annex #1 Credit Union with 94 members
MidAtlantic Financial Group Inc. take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. At MidAtlantic Financial Group Inc, we will find the loan that is perfect for your scenario. No matter your needs we are here to help!
McComb Federal Credit Union, your member-owned financial institution, we are committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are non-profit financial services coop own by our members and devoted to helping them achieve their financial goals.
2121 Eisenhower Ave, Suite 200, Alexandria, VA, 22315
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Signal Financial Federal Credit Union is a full-service financial institution headquartered in Kensington, Maryland. Established in 1947, Signal now operates seven full-service branch offices in the District of Columbia, Maryland, and Virginia. Membership is open to select employer groups in the area, as well as individuals who live, work.
1st Financial Mortgage is a Virginia mortgage company based in Richmond that is dedicated to helping Virginia home buyers and homeowners purchase and refinance their homes. We aim to provide extraordinary customer service, excellent interest rates, and low closing costs for every customer.
Professional Mortgage Corp., a Virginia Corporation was established in 1987 and has the distinction of being the oldest locally owned and located mortgage company licensed by the Virginia Bureau of Financial Institutions. It was founded by lifetime Virginia Residents Tim Estes and Herbert Weisberger
