USDA Vs. FHA your options comparison in Minooka, Grundy County, IL
For 2025, the USDA loan limit within Minooka, located in Grundy county of IL, is determined to be $336,500, while the FHA limit stands at $472,030 for a single-family dwelling. These limits underscore the distinctions in funding caps between different loan types, offering adaptability based on locale and property type.
Utilize the Lendersa® USDA loan calculator to compare the current USDA and FHA premium rates, and evaluate the necessary income, credit, financial reserves, and documentation essential for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans simultaneously to decide which program in best matches your specific financial circumstances.
2025 Loan Limits and Down Payment Requirements in Minooka, Grundy, IL
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Minooka, IL
Lendersa® is dedicated to swiftly securing the ideal USDA or FHA loan for you, eliminating unnecessary complexity. Choose from one of our three introductory options that facilitate ideal lender matches and USDA loan programs tailored to your needs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture—commonly referred to as the USDA rural development loan or USDA mortgage—is specifically available for rural areas. In contrast to FHA loans that require at least a 3.5% down payment, the USDA mortgage incurs no down payment, providing a significant financial advantage to eligible borrowers.
MoFin Lending is an online direct lender for real estate investors. We offer short term loans for fix & flips, rehab to hold projects, quick-close acquisitions/refinances, multifamily properties (5+ units), and commercial. We also offer 30 year loans for the acquisition or refinance of a rental property or rental portfolio.
Lower East Side People’s Federal Credit Union is a non-profit financial cooperative that was organized in 1986 that promotes economic justice and opportunity in NYC neighborhoods. We are owned by our members and dedicated to providing high-quality financial services and community development investments in low-income, immigrant.
Atlas Invest offers fast commercial bridge financing, powered by BlackRock. Get 24-hour term sheets and close in as little as 3 days with our efficient, flexible process. Choose Atlas for speed, seamless collaboration, and continuous funding opportunities. Unlock your business potential today with this well-capitalized lending solution.
140 East 45th Street, 40th Floor, New York, NY, 10017
Titan Capital is a direct private bridge lender, with offices in Manhattan and Miami Beach. Since its inception, Titan Capital's team has originated, purchased and managed over $3, 500, 000, 000 in mortgage-backed securities, delinquent tax lien portfolios and equity positions in a variety of real estate assets.
REAL ESTATE FUNDING SOLUTIONS’ POLICY IS INCREDIBLY UNIQUE, AS WE REFUSE TO RUN CLIENT'S CREDIT UNTIL THEIR DEALS ARE FULLY APPROVED. OUR APPROVAL PROCESS ALLOWS CLIENTS TO USE THEIR OWN CREDIT REPORTS, WHICH THEY COULD OBTAIN THEMSELVES WITHOUT LEAVING ANY NEGATIVE IMPACT ON THEIR CREDIT REPORTS.
The Bridge Companies is a closely held investment organization focused on mortgage and financial services. The company invests in asset advisory, mortgage banking, and asset management groups. The company was founded by seasoned banking and mortgage industry executives with a focus on the US residential mortgage markets.
Based in New York, NY - and with offices in White Plains, NY - Bridge Funding works primarily with borrowers in the tri-state area of New York, New Jersey and Connecticut, however loans are available in other metropolitan locations. With access to over $1 Billion, Bridge Funding has the capacity to fulfill the needs of its borrowers both big
140 East 45th Street, 31st FL, New York, NY, 10017
GuardHill Financial Corp. (NMLS #1609 - www.nmlsconsumeraccess.org) is a New York City-based mortgage banker and brokerage company originating approximately $1 Billion annually. For over 26 years, GuardHill has maintained its reputation as the Tri-state area’s premier independent mortgage lender.
Continental Finance Corporation's experience and expertise are paramount in the areas of private equity funding, real estate development, management and legal services. During CFC's 25 years of operation, its portfolio of successful businesses has included air and ground transportation.
