USDA Vs. FHA Pro and Con comparison in Yorkville, Kendall County, IL

In 2024, USDA loan limit in Yorkville, county of Kendall, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Yorkville, county of Kendall, IL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Yorkville, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CityMark FCU
  • 225 S River Street, Plains, PA, 18705
  • CityMark FCU We were originally founded to serve the employees and family members of Wilkes-Barre City. Over the years, we have included Plains Township and Wilkes-Barre Township employees and their family members. In 2016, we were granted a community charter that allows us to serve anyone who lives, works, worships.
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  • Freedom Federal Credit Union
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  • Freedom Federal Credit Union is a federally-insured, community-chartered credit union serving members who live, work, worship, volunteer, or go to school in Harford County, Maryland, and their families, as well as businesses operating in the county. Freedom’s mission is to be a trusted partner by creating a culture of people helping people.
  • 1st Raleigh Mortgage, LLC
  • 7751 Brier Creek Pkwy, Suite 100, Raleigh, NC, 27617
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  • CrossOver Lending Group Inc
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  • The Crossover Lending Group, Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
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  • All Commercial Finance
  • 1116 S. Patterson, Oklahoma City, OK, 73160
  • All Commercial Finance (ACF) is located in Houston, Texas, Winter Park, Florida and Oklahoma City and managed by Jay Clark along with a network of Private Investors. The group has over 55 years of experience in aviation, real estate investments and asset based lending, financial facilitation
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  • Citywide Mortgage is a residential mortgage company in central Oklahoma created to provide a level of service that makes the home buying process smooth and low-stress. Citywide offers home loans for purchase and refinancing and assists with construction loans. The service provided by our team of lending experts sets Citywide apart