USDA Vs. FHA Pro and Con comparison in Yorkville, Kendall County, IL
In 2025, the USDA loan limit in Yorkville, located in the county of Kendall, IL, is $336,500. In comparison, the FHA limit for a single-family home is $472,030.
To compare the top USDA and FHA rates today and understand the income, credit, reserves, and documents needed for qualification, you can use the Lendersa® USDA loan calculator. This advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side. It will help determine the best program for your specific financial situation in Alabama.
2025 Loan Limits and Downpayment Requirements in Yorkville, Kendall, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Yorkville, IL
Lendersa® strives to secure the best USDA or FHA loans for you quickly and effortlessly. Choose one of three starting options to find appropriate lenders and explore USDA loan programs.
The USDA home loan, backed by the government through the Department of Agriculture—also called a USDA rural development loan or USDA mortgage—is exclusively offered in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment at all.
iMove Mortgage We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process.
725 N. Hickory Avenue, Suite 200, Bel Air, MD, 21014
Hawk Mortgage Group offers a wide range of mortgage solutions for your personal and commercial needs.The company has been in the mortgage industry for 45 years. He is centralized geographically and very familiar with the mid-Atlantic region. His reputation for excellence is built on delivering personal quality-focused customer care and attention.
Har-co Credit Union is built on the foundation of delivering a strong member focused experience. We believe that our success will only occur by upholding the values and principles of a culture where members, both internal and external, feel rewarded in a relationship.You are eligible for great rates, dedicated service & a superior member experience
MBA Mortgage Services, Inc. started its business in 1999 as a small Maryland-based mortgage company that primarily focused on home buyers and assisting them with the purchase of their new home. During the next 10 years, MBA Mortgage has expanded its operation into three branches and nine states and now specializes in all types of home financing.
NexGen Home Loans was created simply to bring something different to the mortgage industry. Mortgage customers for years have had to choose between low rates through an online digital platform with a lack of customer service or a local loan officer that can provide great service but at a higher cost.
Since its inception in 1952, the Mississippi DHS Federal Credit Union has been serving its members in and around the Jackson, Mississippi area with exceptional financial products. The Mississippi DHS FCU offers its members a full-service website that allows for true “Banking From Home” functionality.
HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; aggregates resources; and engages in advocacy to mitigate the extent to which factors such as race, gender, birthplace and wealth limit one’s ability to prosper. HOPE has generated or leveraged more than $3.1 billion in financing
Security First National Bank (SFNB) has proudly served the community of Hugo & the surrounding area for over 90 years, meeting the financial needs of some families generation after generation. At SFNB, we firmly believe in our motto, "Helping to Build a Better Community, " & strive to incorporate that attitude in everything we do every single day.