In 2026, the USDA loan limit in Yorkville, located in the county of Kendall, IL, is $336,500. In comparison, the FHA limit for a single-family home is $472,030.
To compare the top USDA and FHA rates today and understand the income, credit, reserves, and documents needed for qualification, you can use the Lendersa® USDA loan calculator. This advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side. It will help determine the best program for your specific financial situation in Alabama.
2026 Loan Limits and Downpayment Requirements in Yorkville, Kendall, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Yorkville, IL
Lendersa® strives to secure the best USDA or FHA loans for you quickly and effortlessly. Choose one of three starting options to find appropriate lenders and explore USDA loan programs.
The USDA home loan, backed by the government through the Department of Agriculture—also called a USDA rural development loan or USDA mortgage—is exclusively offered in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment at all.
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