USDA and FHA Pro and Con in Plainfield, Will County, IL

In 2024, USDA loan limit in Plainfield, county of Will, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Plainfield, county of Will, IL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Plainfield, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • TENSAS STATE BANK
  • 307 Verona Street, Newellton, LA, 71357
  • Since 1922, we have served Tensas and surrounding parishes. Our goal has always been to provide our customers with great solutions and services at the local level. We are local people making local decisions. Come see what Homegrown service is all about. Tensas State Bank; Homegrown since 1922 and proud to be Loyal to Local.
  • Curtis Mortgage LLC
  • 115 West State Street, Media, PA, 19063
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
  • Rinaldi Group LLC
  • 1 W 3rd St, Suite 203, Media, PA, 19063
  • The singular mission for the Rinaldi Group LLC is to be a difference-maker for families in the community. Its our promise to always lead with listening, focus and understanding of our client’s goals by structuring a strategic plan based on those goals. Rinaldi Group LLC was established in October of 2020.
  • Professional Mortgage Advisors LLC
  • 14 South Jackson Street, Suite 102, Media, PA, 19063
  • Professional Mortgage Advisors (PMA NMLS#1752417) has taken off under the expert guidance of Robert McLaughlin, a 20+ year mortgage industry professional. Based in Media, PA, PMA looks to be different than your average mortgage company. While some companies look to fit you into their products, PMA wants to find the product that suits YOU.
  • First Choice Mortgage Advisors LLC
  • 206 W. State St., Media, PA, 19063
  • First Choice Mortgage Advisors has a highly knowledgeable staff in Pennsylvania, we truly encompass the word TEAM. Priding ourselves in top notch COMMUNICATION, we work seamlessly together to provide all Pennsylvania residents with the highest quality home loans. Whether you are looking to build your dream home, purchase a home, refinance
  • Pocono Medical Center Federal Credit Union
  • 206 East Brown Street, East Stroudsburg, PA, 18301
  • Pocono Medical Center Federal Credit Union Credit Unions began with a simple concept: Members pool their savings and lend to each other. Credit Union founders had a motto: "Not for profit, not for charity, but for service The Federal Credit Union was signed into law in 1934 and remains the guiding set of rules for federal credit unions today
  • Iron Workers Savings Bank
  • 3333 Concord Road, Aston, PA, 19014
  • Iron Workers Bank understands the importance of loyalty in maintaining local business and local clients. Founded in 1879 in Chester, PA, Iron Workers Bank was the original peoples' bank. Named after the local artisans' that built the iron-clad ships in the local ship yard, the name is derived from the people it served in the early days.
  • Sun East Federal Credit Union
  • 4500 Pennell Road, Aston, PA, 19014
  • "Sun East Federal Credit Union is a cooperative financial institution, owned and operated by its members. We’re committed to serving your financial needs and exceeding your expectations. We’re proud to serve approximately 52, 000 members and more than 1, 000 select employer groups with more than $744 million in assets."
  • First Carolina Bank
  • 171 North Winstead Avenue, Rocky Mount, NC, 27804
  • First Carolina Bank is a community bank that serves Rocky Mount, Reidsville, Raleigh, Cary, Wilmington, and Virginia Beach areas. First Carolina Bank is dedicated to making a positive impact in all of our communities. We do this by giving back and continually supporting the activities within our local community.
  • McClain Bank
  • 131 W. Main St., Purcell, OK, 73080
  • McClain County National Bank was chartered on March 8, 1922, right here on Main Street in Purcell. Officers at the time consisted of John H. Perry as President, E.L. Sheets as Vice President, and John H. Wells as Cashier. Six months later, at the close of business on September 15, the Bank had total assets of $298, 212.95. In 1927,