USDA Vs. FHA your options comparison in Plainfield, Will County, IL

For 2025, the USDA loan limit in Plainfield, Will, IL is $336,500 and the FHA limit stands at $472,030 for a single-family home.

Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and determine the income, credit, reserves, and paperwork necessary for qualification. Our enhanced mortgage calculator offers a view of USDA, FHA, Conforming, and VA side by side to assist you in choosing the best option in for your financial scenario.

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2025 Loan Limits and Down Payment Requisites in Plainfield, Will, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Plainfield, IL

Lendersa®'s aim is to help you quickly secure the ideal USDA or FHA loan seamlessly. Choose from one of three initial options to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

A USDA home loan is guaranteed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is only accessible in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Express, LLC
  • 10260 SW Greenburg Road, Suite 830, Portland, OR, 97223
  • Mortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
  • Silverado Funding LLC
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  • Silverado Funding LLC is a mortgage banker and lender specializing in private money loans to individual borrowers or businesses in need of financing for real estate transactions. Established in 2006, we have provided funding on more than 900 investment transactions. We originate, process, fund, and service all of our loans.
  • Mortgage Express
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  • ortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
  • Options Financial Residential Mortgage NMLS 829593
  • 8625 SW Cascade Ave, Suite 270, Beaverton, OR, 97008
  • Our mission is to empower you to make successful mortgage decisions. We’re committed to always thinking long-term. At Options Financial Residential Mortgage, we want to help you purchase your first home… your second home, and your third. We want to show you that a mortgage loan can be more than just a business transaction.
  • Members Tech Mortgage Inc
  • 5833 Horseshoe Bar Rd, Loomis, CA, 95650
  • Every day we emphasize our customers always come first, it starts with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • PierPoint Mortgage Portland, OR
  • 3300 NW 185th Ave, Portland, OR, 97229
  • PierPoint Mortgage is a full-service mortgage company in Portland. We at PierPoint Mortgage pride ourselves on providing fast and friendly service to our clients. We have a wide range of resources to ensure that your home loan is processed as quickly as possible. We provide the most competitive rates.
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  • Sunset Science Park Federal Credit Union (SSPFCU) was chartered in 1960 by 8 people from Electro Scientific Industries (ESI). In 1977 the credit union’s field of membership was expanded to allow all employees located on Science Park Drive to join. Sunset Credit Union is governed by a Volunteer Board of Directors.
  • Mortgage Advocates Inc
  • 12670 Northwest Barnes Road, Suite 102, Portland, OR, 97229
  • Mortgage Advocates Inc professional mortgage specialist, and I'm committed to being personal and intentional with you, the client. I fill out applications with you as opposed to leaving you to complete online forms by yourself and Because I gain business by referral, we have the same goal your happiness.
  • Trinity Capital Funding LLC
  • 830 NW 118th Ave., Portland, OR, 97229
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  • MORTGAGE EXPERTS, INC
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  • At Mortgage Experts, customers come first. Fast answers are a call away. Brokers are available. What is your biggest asset? For most Americans it's your home. What is your largest liability? For most Americans it your mortgage. If your answer was your home & mortgage? Then who your Mortgage Broker is becomes critical to your financial prosperity.