USDA Vs. FHA your options comparison in Monmouth, Warren County, IL
In 2025, the USDA loan limit in Monmouth, Warren county, IL stands at $336,500, whereas the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator is ideal for comparing the leading USDA vs FHA rates available today. It helps you identify the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you to select the best program in for your financial situation.
2025 Loan Limits & Down Payment Requirements in Monmouth, Warren, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Monmouth, IL
Lendersa® aims to provide you the best possible USDA or FHA loan quickly and without difficulty. Choose one of three starting points to find suitable lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture—also called a USDA rural development loan or mortgage—is available only in rural areas. In contrast to FHA loans, which require a 3.5% down payment minimum, USDA loans require none.
1300 E Woodfield Rd, Suite 304, Schaumburg, IL, 60173
Zachary Karp Mortgage Team understands that a home is one of the most important financial decisions you’ll make. A home can have more value than just an investment though; it’s where you raise your family, become engulfed in a community, and never question the feeling of home.and Zachary Karp is your local and trusted Schaumburg mortgage lender.
1475 E Woodfield Rd, Suite 110, Schaumburg, IL, 60173
HomeTrust Mortgage Corporation is a Mortgage Banker that provides high quality financial services to the public. HomeTrust was founded in 1995 It is our mission to provide high quality mortgage programs at the most competitive rates. We fund Conventional, FHA, VA, and Jumbo mortgages tailored to your unique situation.
First Secure Bank and Trust was founded in Palos Hills, Illinois in 1977 to serve the financial needs of our friends and neighbors. We are still in the neighborhood and continuing with that mission. We are the only “true” locally owned bank in the area. We care about the community because we live here, too.
Blaw Knox Credit Union is a great place to save your money. Our share accounts provide a great vehicle for saving money for those special events in life. Maybe you are saving for Christmas, or a wedding. It could be for college education, or just for that rainy day. Whatever the reason, Blaw Knox Credit Union provides better
The Mattoon Community Unit #2 Credit Union was formed in 1960 to provide employees of the Mattoon school district a convenient place to save and borrow money. In 1975, the credit union merged with the Charleston Teachers’ Credit Union to form what is now the AREA EDUCATIONAL CREDIT UNION.
First Mid Bank & Trust, N.A. (“First Mid Bank”); First Mid Wealth Management Co.; and First Mid Insurance Group, Inc.First Mid is a $6.0 billion community-focused organization that provides a full-suite of financial services including banking, wealth management, brokerage, ag services, & insurance through a sizeable network of locations throughout.
The Bank of Milton is a locally owned independent hometown bank, serving our customers and the communities around us. We strive to exceed your expectations by providing exceptional personalized customer service. We emphasize strong client relationships and a high level of community involvement.
First Community Bank was originally founded under the name of the Farmers Bank. It opened its doors for business on July 17, 1911. The original officers of the Farmers Bank were John A Paul, President, John H. Owen, Vice-President and Alexander M. Paul, Cashier. Directors of the bank were John A. Paul, Alexander M. Paul, John H. Owen, S.C Chambers.
