USDA Vs. FHA your options comparison in Monmouth, Warren County, IL
In 2025, the USDA loan limit in Monmouth, Warren county, IL stands at $336,500, whereas the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator is ideal for comparing the leading USDA vs FHA rates available today. It helps you identify the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you to select the best program in for your financial situation.
2025 Loan Limits & Down Payment Requirements in Monmouth, Warren, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Monmouth, IL
Lendersa® aims to provide you the best possible USDA or FHA loan quickly and without difficulty. Choose one of three starting points to find suitable lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture—also called a USDA rural development loan or mortgage—is available only in rural areas. In contrast to FHA loans, which require a 3.5% down payment minimum, USDA loans require none.
The Bank of Richmondville was established in 1881 by the honorable Judge John Westover and James Foster as a privately owned bank. The bank's initial facility was located at Main and Summit Streets in Richmondville, New York.
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Founded in April of 2009, Coastal Bank & Trust is the only full service community bank headquartered in Jacksonville/Onslow County, North Carolina. The Bank offers financial products and services primarily focused on the retail customer and small to medium-size businesses in Onslow and Carteret counties, as well as surrounding areas.
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