In the current year of 2026, the USDA loan cap for Aledo, situated in the county of Mercer, IL, is set at $336,500. On the other hand, the FHA limit for a single-family residence stands at $472,030.
Utilize the Lendersa® USDA loan calculator to juxtapose today's USDA and FHA top rates. Assess the income, credit, reserve requirements, and documents needed to qualify. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program in suited to your financial scenario.
2026 Loan Caps and Down Payment Requirements in Aledo, Mercer, IL
Loan Category
Limit
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Choice of USDA and FHA Loans in Aledo, IL
The aim of Lendersa® is to swiftly secure the most favorable USDA or FHA loans for you with minimal inconvenience. You have the flexibility to choose from three initial options that connect you with matching lenders and USDA loan offerings.
A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, available only in rural areas. It contrasts with FHA loans which have a minimum down payment requirement of 3.5%, as the USDA loan does not need any down payment.
Premier Home Funding, we serve our clients with old fashioned values: honesty, hard work, education, and service with enthusiasm. Our goal is to ensure a smooth process while providing excellence in each transaction. We want to make your dream home a reality and an investment that will benefit you and your family for many years to come
1337 S. International Parkway, Lake Mary, FL, 32746
CapitalPlus Mortgage have been providing mortgage origination, underwriting, and collateral review services in Florida for more than 25 years. We are a team of experienced professionals committed to providing counsel, education, cost efficiencies, product enhancements, and final results that are always in our Client’s best interest.
Atlantic Bay Mortgage Group® is a privately owned national mortgage lender headquartered in Virginia Beach, Virginia with over 800 associates and is licensed in 23 states and growing. Atlantic Bay has helped over 130,000 families find the home of their dreams Atlantic Bay has received several top recognitions.
581 Technology Park Suite 1001, Lake Mary, FL, 32746
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
1400 International Pkwy S, Suite 1000, Lake Mary, FL, 32746
RP Funding is a Direct Mortgage Lender helping home buyers save thousands in lender fees when getting a mortgage. RP Funding offers the guaranteed lowest interest rates and customers pay NO lender fees. Customer satisfaction is our #1 goal. That is why every question, concern or complaint is reviewed directly by the CEO Robert Palmer.
1331 S International Parkway, Ste 2251, Lake Mary, FL, 32746
Certified Mortgage Planners is focused on helping our clients build a strong financial position through careful management of equity, the proper use of capital, and a dedication to maximizing their rate of return. We take a consultative approach to helping our clients develop a mortgage strategy that encompasses your overall long
Since 1960, Northern Bank has been the banking partner of choice for businesses and consumers throughout New England. We take an entrepreneurial, commonsense approach to providing a complete line of banking solutions. We are deeply invested in the communities we serve and passionately committed to helping you, our customers, grow.
Common Trust Federal Credit Union is a member-owned financial institution that provides personal banking services. Our mission is to be the familiar face that guides our membership to financial stability by building lifelong relationships with each individual and providing them with the solutions needed to meet their unique goals
