USDA Vs. FHA your options comparison in Milan, Rock Island County, IL
In 2025, the USDA loan limit in Milan, county of Rock Island, IL is $336,500, whereas the FHA limit is $472,030 for a single-family home.
Use the Lendersa® USDA loan calculator to compare today's top rates between USDA and FHA programs. This tool helps you understand the income, credit, reserves, and documents required for qualification. By using this advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side to determine which program in best suits your financial situation.
2025 Loan Limits and Down Payment Requirements in Milan, County of Rock Island, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Milan, IL
Lendersa® aims to provide you with the best possible USDA or FHA loan quickly and without hassle. Start with one of three options to match you with appropriate lenders and USDA loan programs.
The USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available for rural neighborhoods. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment, thus simplifying the path to homeownership for qualified rural residents.
1590 Adamson Parkway, Suite 120, Atlanta, GA, 30360
Shiba Robinson a dedicated mortgage professional that has worked on both ends of the spectrum. Shiba believe that together, true professionals are capable of anything! My goal is to make the dream of home ownership come true for YOU. Working hard and fixing problems is my specialty. Let me put in some work for you and we can be successful together!
Cadets Federal Credit Union has been open since 1950. The credit union has assets totaling $15.29 Million and provides banking services to more than 1, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
EFCU is a full-service financial institution offering its members the best in service and a full range of financial products. When you become a member of EFCU you actually become one of the owners. EFCU is governed by a volunteer board of directors. EFCU redistributes income to members through higher savings rates and lower loan rates.
At First Bank & Trust Co., you will feel the difference in the way your financial needs are met, because we are more than just a bank –we’re your bank. Located in Southern Oklahoma, we are proud to be a part of both urban & rural communities. We understand the banking needs of small businesses, farmers & ranchers, as well as families & individuals.
The resourceful and skilled team at R & R Funding, Inc. is eager to help you reach your dreams. If you need an experienced Lancaster, NY Mortgage team focused on precision, give us a call. Ron Fronckowiak's service is unparalled and I am typically available 24/7/365. My dedication to being a top mortgage professional began in 2002.
PromiseOne Bank (f/k/a NOA Bank) was established on November 6, 2008 by a group of individuals who shared a vision to create a true community bank that would serve our community and its diverse population. We started our banking operation from our main branch in Gwinnett County & have expanded our geographic footprints to Dekalb & Fulton Counties.
2645 North Berkeley Lake Road, Building A, Suite 102, Duluth, GA, 30096
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"We’re making getting a mortgage easier than ever before. Brightside Home Loans Inc.
has an experienced team of brokers on staff. From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days."
