USDA VS FHA in North-Riverside, Cook County, IL

For 2025, the USDA loan limit in North-Riverside, located in Cook county of IL, stands at $0. In contrast, the FHA limit for a single-family dwelling is $379,500.

Use the Lendersa® USDA loan calculator to evaluate today's best rate comparisons between USDA and FHA. Ascertain the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, assisting in determining the most suitable program in for your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in North-Riverside, Cook County, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Evaluating USDA and FHA Loan Alternatives in North-Riverside, IL

Lendersa® aims to secure the best possible USDA or FHA loan swiftly and effortlessly. Choose from three starting points to connect with lenders providing USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

A USDA home loan, backed by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans do not require any down payment, providing substantial benefits to eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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