USDA Loan Vs. FHA loan for North-Riverside, IL [Cook County Rates 2023]

In 2025, USDA loan limit in North-Riverside, county of Cook, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in North-Riverside, IL

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(248) 765-9689 242 miles Lender's profile and map Reviews JM Mortgage Services LLC 970 Pine Avenue, Lake Orion, MI, 48362 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(513) 367-2015 242 miles Lender's profile and map Reviews The Harrison Building and Loan Association 10490 New Haven Road, Harrison, OH, 45030 The Harrison Building and Loan was chartered in May 1916 as Harrison Welfare Building Association. In 1962 the name was changed due to the number of calls concerning "welfare". Members of the Association met at Harrison City Hall from 1916-1925 and then met at various other locations until 1952 when property at 112 N. Walnut was purchased.
(513) 202-1306 242 miles Lender's profile and map Reviews Whitewater Community Credit Union 1157 Harrison Avenue, Harrison, OH, 45030 Whitewater Community Credit Union was originally charted in 1954 by the employees of the National Lead Company (Fernald) in Ross, Ohio. Although the Fernald facility changed names and management through out the years, the credit union remained a constant. In 2002, as closure of Fernald grew closer, the State of Ohio
(618) 224-9258 242 miles Lender's profile and map Reviews Community Bank 104 East Broadway, Trenton, IL, 62293 Community Bank of Trenton is headquartered in Trenton and is the 295th largest bank in the state of Illinois. It is also the 4, 071st largest bank in the nation. It was established in 1963 and as of September of 2021, it had grown to 16 employees at 1 location. Community Bank of Trenton has an A health rating.
(507) 457-1100 242 miles Lender's profile and map Reviews Merchants Bank 102 East Third Street, Winona, MN, 55987 We're ready to be your trusted advisor, your partner, and join you every step of the way as we work toward your financial goals, hopes and dreams together. We understand that when our community succeeds, we all do. Part of that comes from being employee-owned. For nearly 150 years we’ve been committed to serving our partners and the communities.
(507) 494-9308 242 miles Lender's profile and map Reviews WNB Financial 204 Main St, Winona, MN, 55987 WNB Financial, N.A. More than a bank. Member FDIC. Equal Housing Lender. We offer the products and services you expect from your bank: checking, savings, personal and home loans, and highly-qualified experts in business banking, trust, retirement planning, and financial advising. With electronic options, a community focus.
(641) 484-2980 242 miles Lender's profile and map Reviews The State Bank of Toledo 100 East High, Toledo, IA, 52342 We want to show you just how pleasant your banking experience can be when you make State Bank of Toledo your financial services choice. Our HOMETOWN focus ensures our customers always come first. We have the largest deposit market share in Tama County, Iowa, making us the largest and most successful bank in our trade area.
(877) 275-9545 242 miles Lender's profile and map Reviews Antonio Stokes Advisors Inc 25900 Greenfield, Suite 507, Oak Park, MI, 48237 Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation. We understand the challenges families face today. Our commitment is to utilize all of our resources to help you pursue your goals.
(937) 354-3171 242 miles Lender's profile and map Reviews The Mt. Victory State Bank 103 S Main St, Mount Victory, OH, 43340 We’re Mt. Victory State Bank, a community bank located in the heart of Mt. Victory, Ohio. We pride ourselves on delivering professional and personalized banking solutions for every individual financial situation. Take a look around and don’t be shy. Or, stop by and learn why Mt. Victory State Bank is a more personal way to bank!
(800) 397-9964 242 miles Lender's profile and map Reviews CUSB Bank 111 North Elm Street, Cresco, IA, 52136 Our bank is small enough to give you the personal attention you want, yet sophisticated enough to provide the wide range of products and services you or your business need. For years our staff has taken great pride in the personal, one-to-one attention that our size enables us to render to our valued customers
(248) 572-2030 242 miles Lender's profile and map Reviews Oxford Bank 60 S. Washington Street, Oxford, MI, 48371 Oxford Bank is the oldest commercial bank headquartered in Oxford, Michigan and has operated continuously under local ownership and management since 1884. We manage seven full-service bank branches, and four customer-focused remote offices located throughout Oakland, Genesee, and Lapeer counties.