USDA Vs. FHA Pro and Con comparison in Riverside, Cook County, IL
In 2025, the USDA loan limit in Riverside, Cook, IL is $0, while the FHA limit for a single-family home is $472,030.
Use Lendersa® USDA loan calculator to compare today's USDA vs. FHA best rates and understand the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in best suits your financial situation.
2025 Loan Limits & Down Payment Requirements in Riverside, Cook, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Riverside, IL
Lendersa®'s goal is to secure the best USDA or FHA loan quickly and hassle-free. Choose one of three starting points to find matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or mortgage, is available in rural areas only. Unlike FHA loans requiring a 3.5% down payment, USDA loans require no down payment.
We are VA Homeloan Specialists and we serve the lending needs of homebuyers, homeowners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. Kara Lowrie has over 30 years experience in mortgage lending.
2400 Old Minden Road, Suite 5e, Bossier City, LA, 71111
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1000 Chinaberry Dr, Suite 604, Bossier City, LA, 71111
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At J & L Processing/Mortgages, we specialize in assisting first-time home-buyers navigate through this journey as quick and easy as possible. We offer conventional, FHA, USDA, VA Programs and more. Purchasing a home is a significant financial decision in your life, so finding the right mortgage partner is key to making the dream of homeownership
300 N Middletown Road, Suite 6, Pearl River, NY, 10965
Palisades Credit Union is a not-for-profit organization founded in 1941 with a vision of building valued relationships through a lifetime of financial solutions. As the largest Rockland County based Credit Union, we provide a suite of full service banking products and services. Membership to Palisades Credit Union
We believe in our community and our ability to serve you better than anyone else. When you invest with First National Bank we put your money to work for you and a better local economy. First National Bank is actively involved in both the Cimarron and Ingalls communities and works with several organizations for the betterment of the community.
Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.
Courtney J. Krysty is the owner and managing member of Embassy Funding LLC. She holds mortgage loan originator licenses in New York, New Jersey, Connecticut and Florida.
Courtney has been working in the industry for over 15 years, gaining a wealth of experience as a processor, underwriter, loan officer, and branch manager.
