USDA Vs. FHA your options comparison in Brookfield, Cook County, IL
In the year 2025, the USDA loan cap in Brookfield, located in Cook county, IL, is $0, whereas the FHA loan limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate the best current USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the ideal program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Brookfield, Cook, IL
Loan Category
Loan Ceiling
Required Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Brookfield, IL
The aim of Lendersa® is to swiftly provide the best USDA or FHA loan without hassle. Choose one of the three entry points to connect with matching lenders and USDA loan offerings.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available in rural areas only. Unlike FHA loans that require a minimum 3.5% down payment, a USDA mortgage requires no down payment.
Since opening our doors in 1974, our customers have always been our top priority and every individual is treated with respect and dignity. At American Bank, we make every attempt to help individuals and businesses make thoughtful, sound financial decisions in order to accomplish their goals and dreams.
"Ryan Mortgage LLC We’ll work with you to provide financing that best suits your needs. It’s important to us that you fully understand the transaction. Our loan consultants will take plenty of time to explain all aspects of the loan.
Our goal is to put you in the home of your dreams while taking care of your long term financial health."
The Credit Union was chartered in 1955 by a group of Zale employees and family members. The new credit union was known as Zale Employees Federal Credit Union (ZEFCU).
During the ’80s, several smaller credit unions merged with ZEFCU (Optical FCU, Sherwin Williams FCU, Golden Acres FCU, Joske’s Employee’s FCU, and Mary Kay Cosmetics FCU)."
In 1965, in the lunchroom of the IBM facility located in Dallas at 2911 Cedar Springs, 14 employees met and collectively deposited $150 to start IBM Southwest Employees Federal Credit Union and serve the financial needs of its employees.
Over time more locations were added and additional products
8650 Freeport Parkway South, Suite 250, Irving, TX, 75063
KBHS offers competitive rates and exceptional service on Conventional, Government (FHA, VA & USDA) and Jumbo Fixed & Adjustable Rate Mortgages with a variety of terms designed to meet the diverse needs of new construction homebuyers. Bond loans and other mortgage products suited for homebuyers are also availab
We are Mr. Cooper, the nation’s largest non-bank mortgage servicer and a leading mortgage lender. And we’re here to keep the dream of homeownership alive. Our HQ is located in Dallas, TX, with major outposts in Irvine, CA; Chandler, AZ; Longview, TX; Highlands Ranch, CO; and Chennai, India. We have a total of ninety offices all over the USA
First Federal is the premier mortgage lender in South Mississippi. With mobile technology and internet, you can keep up with our latest checking, savings and mortgage products. Stability and customer service is our number 1 priority. we are moving forward into the future with exciting new products
4005 Crutcher Street, Suite 130, Dallas, TX, 75246
Baylor Health Care System Credit Union was founded on July 11, 1957 by 11 health care professionals who deposited a total of $572.75 in an effort to help each other with loans and savings opportunities. Today the Credit Union has over 5, 400 members and $82 million in assets. Over the course of our 60+ year history.
As a community-focused bank, we'd like to take a second to recognize the people that make Dallas, the surrounding communities, and this bank great — our loyal customers. From all of us at Texas Brand Bank, we'd like to thank you for your commitment to us and promise to uphold the same level of commitment you've shown us, every single day.
4131 North Central Expressway, Suite 900, Dallas, TX, 75204
Alfonso Barrera, Broker/Owner of Lighthouse Lending LLC is an Independent Mortgage Broker with access to many large Wholesale Lenders. With us, apply only once and we'll do all the legwork to shop around with many different lenders for the best terms for your new mortgage. We have access to hundreds of wholesale mortgage.
The Ware County School Employees Federal Credit Union was established in 1962. Our field of membership consists of employees and immediate family members of the Ware County Board of Education and Okefenokee RESA.
The mission of WCSEFCU is to provide the highest quality of financial services and customer service to support the financial needs
