USDA VS FHA in Brookfield, Cook County, IL

In the year 2026, the USDA loan cap in Brookfield, located in Cook county, IL, is $0, whereas the FHA loan limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate the best current USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the ideal program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Brookfield, Cook, IL

Loan Category Loan Ceiling Required Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Brookfield, IL

The aim of Lendersa® is to swiftly provide the best USDA or FHA loan without hassle. Choose one of the three entry points to connect with matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available in rural areas only. Unlike FHA loans that require a minimum 3.5% down payment, a USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Brookfield Lenders

  • Bank of Brookfield
  • 9136 Washington Avenue, Brookfield, IL, 60513
  • Lends in Illinois
  • First National Bank of Brookfield, your friendly hometown community bank.

    For over 30 years, the Village of Brookfield was without a bank. In 1962 a group of ten businessmen founded the First National Bank of Brookfield, located in the Grand Boulevard business district. The bank was established during a period of rapid growth in Brookfield.

  • Epic Mortgage
  • 3728 Prairie Ave, Brookfield, IL, 60513
  • Lends in Illinois
  • Epic Mortgage. Our mortgage broker in Brookfield, IL, can assist with a wide range of mortgage loans. And instead of handing you a one-size-fits-all mortgage loan, we'll actually work with you and your needs to find the best answer for you. Our owner cares deeply about each client he works with and wants to make your experience with us memorable.

  • Northside L Federal Credit Union
  • 1419 W Roosevelt Road, Broadview, IL, 60155
  • Lends in Illinois
  • Northside L Federal Credit Union was originally chartered in 1937 for employees of the CTA. This credit union is one of the oldest CTA credit unions.



    Membership now includes employees of Metra, Pace and the RTA; family members as well as retired employees are also eligible for membership.

  • Access Credit Union
  • 1807 W Cermak Road, Broadview, IL, 60155
  • Lends in Illinois
  • Access Credit Union has been open since 1998. The credit union has assets totaling $61.42 Million and provides banking services to more than 5,000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • CHICAGOLAND HOME MORTGAGE SERVICES
  • 10555 W. Cermak Rd, Suite 2, Westchester, IL, 60154
  • Lends in Illinois
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply

  • LeaderOne Financial Corporation
  • 10150 W Roosevelt Rd, Westchester, IL, 60154
  • Lends in Illinois
  • Leader Oneis a mortgage banking firm that funds over $1.7 Billion annually in residential real estate purchase and refinance mortgage transactions.With corporate operations centralized in the Midwest, LeaderOne Financial Corporation is represented by hundreds of lending professionals with local branch offices throughout the nation

  • KeySmart Mortgage Co
  • 6847 West Cermak Road, Berwyn, IL, 60402
  • Lends in Illinois
  • KeySmart Mortgage Co was created with the consumer in mind, we are a veteran owned and operated company with nearly 40 years of combined experience. Commitment to service, respect and excellence are our core values. Our strength is our people, we are guided by the principle of respect.

  • Guaranteed Financial Corp
  • 6231 West Roosevelt Road, Berwyn, IL, 60402
  • Lends in Illinois
  • Guaranteed Financial is an Illinois residential mortgage company dedicated to one thing– fulfilling the American Dream.Our team serves the lending needs of home buyers, homeowners, real estate professionals & builders across the state by offering a host of diverse and flexible mortgage packages for customers with a variety of backgrounds and needs.

  • American Financial Solutions Inc
  • 6705 West 26th Street, Berwyn, IL, 60402
  • Lends in Illinois
  • American Financial Solutions Inc We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.