In the year 2026, the USDA loan limit for Orland-Park in Cook county, IL, is set at $0, whereas the FHA limit for a single-family residence is $379,500.
Use the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today, and to identify the required income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator provides a side-by-side analysis of USDA, FHA, Conforming, and VA programs, enabling you to determine which plan in Alabama best suits your financial needs.
Compare offers from a selection of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $379,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to swiftly secure the best possible USDA or FHA loan for you with minimal effort. Begin with one of three introductory paths that lead to matching lenders and exploring USDA loan offers.
A USDA home loan is a mortgage guaranteed by the Department of Agriculture, also called a USDA Rural Development Loan or USDA Mortgage, and it's exclusive to rural areas. Contrary to FHA loans, which generally require a minimum 3.5% down payment, USDA loans require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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