FHA Vs. USDA loan program for Palos-Park, Cook County, Illinois

For 2026, the USDA loan limit in Palos-Park, within Cook county, IL, is set at $0, while the FHA limit for a single-family home is $379,500.

Leverage the Lendersa® USDA loan calculator to compare today's top rates between USDA and FHA options. This tool helps assess the income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you select the best program suited to your financial needs, particularly in Alabama.

Exploring USDA and FHA Loan Options in Palos-Park, IL

The objective of Lendersa® is to quickly secure the best USDA or FHA loan for you, without any hassle. Choose one of three approaches to link with lenders and explore USDA loan programs that match your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loan Basics in IL

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and exclusively available in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans need no down payment at all.

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Palos-Park Lenders
(708) 430-5000 Lender's profile and map First Secure Bank and Trust Co. 10360 South Roberts Road, Palos Hills, IL, 60465 Lends in Illinois First Secure Bank and Trust was founded in Palos Hills, Illinois in 1977 to serve the financial needs of our friends and neighbors. We are still in the neighborhood and continuing with that mission. We are the only “true” locally owned bank in the area. We care about the community because we live here, too.
(708) 728-9900 Lender's profile and map United Trust Bank 12330 S Harlem Ave, Palos Heights, IL, 60463 Lends in Illinois At United Trust Bank we provide financial solutions to our customers while being fully committed to offering exceptional service and value. Unlike many banks and mortgage lenders, our bank is owned by our employees, not just stockholders. This important difference allows us to be more focused on the people we serve.
(708) 231-0002 Lender's profile and map Mortgage Loan Direct Inc 15255 South 94th Avenue, Suite 519, Orland Park, IL, 60462 Lends in Illinois Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(708) 403-5181 Lender's profile and map Avalon Mortgage Services Inc 9439 West 144th Place, Orland Park, IL, 60462 Lends in Illinois Avalon Mortgage Services, Inc. offer personalized service & some of the most competitive rates in the mortgage industry. Our clients continue to recommend us because of our experience & knowledge of every aspect of the mortgage business & real estate market. Our expertise makes the purchase or sale of our client's homes & investment properties.
(708) 645-8888 Lender's profile and map Real Estate Resource Home Loans 16530 106th Court, Orland Park, IL, 60467 Lends in Illinois Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations. We offer clients customized mortgage solutions to obtain the BEST rate possible. Our average employee has over 12 years of banking and home loan financing experience.
(708) 217-6969 Lender's profile and map Pacific One Mortgage Inc 11312 Distinctive Dr, Orland Park, IL, 60467 Lends in Illinois Christopher Zabat is the father of the mortgage company he have always had a passion for Real Estate Finance. he remember getting very interested in it when we bought our very first home in May of 2000. My personal experience throughout the entire process made me so curious on how things were done.
(708) 598-9400 Lender's profile and map Midland Federal Savings and Loan Association 8929 South Harlem Avenue, Bridgeview, IL, 60455 Lends in Illinois Midland Federal has served Chicago's south and southwest neighborhoods for over a century as a family-owned community institution. We're strong and solid; long-standing and secure. Our customers have banked with us for generations because they feel at home with us. We know our customers and they know us.
(708) 866-0470 Lender's profile and map MidAmerica Bancorp Inc 9720 Southwest Highway, Oak Lawn, IL, 60453 Lends in Illinois MidAmerica Bancorp, Inc. offers a range of mortgages for first time and returning homebuyers with low down payment options. Our company has been serving the Chicagoland area for more than 25 years. We have become experts in the local housing market and in every type of home buying situation.
(708) 398-2002 Lender's profile and map CROWN MORTGAGE COMPANY 6141 W 95th St, Oak Lawn, IL, 60453 Lends in Illinois Crown Mortgage Company is Chicagoland’s premier mortgage banker since 1975. We have helped thousands of families achieve the AMERICAN DREAM. What is unique about Crown Mortgage is that we are your lender throughout the life of the loan, from application until your last payment is made.