In 2025, the USDA loan limit for Homer-Glen in Will County, IL is $303,600. Conversely, the FHA limit for a single-family home is $379,500.
Use the Lendersa® USDA loan calculator to evaluate and compare current USDA and FHA rates. Determine the needed income, credit, reserves, and documents to qualify. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, to find the best fit for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $303,600 | 0% |
| FHA | $379,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to quickly secure the best USDA or FHA loan for you, smoothly and easily. Start with one of three routes that will connect you to lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Different from FHA loans needing at least a 3.5% down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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