USDA and FHA Pro and Con in Bolingbrook, Will County, IL

For the year 2025, the USDA loan threshold in Bolingbrook within Will county, IL, is set at $336,500. In comparison, the FHA ceiling for a single-family dwelling is $472,030.

Utilize the Lendersa® USDA loan calculator to juxtapose today’s favorable USDA and FHA rates. This tool will help you establish the income requirements, credit score, financial reserves, and necessary documentation for qualification. Our advanced mortgage calculator allows you to simultaneously review USDA, FHA, Conforming, and VA options, aiding you in assessing the most financially beneficial program available in Alabama for your circumstances.

View and compare loan offers from over 100 lenders

Loan limits and down payment obligations for 2025 in Bolingbrook, Will county, IL

Loan Category Maximum Allowed Loan Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Bolingbrook, IL

The purpose of Lendersa® is to expedite the process of securing the best USDA or FHA loan for you with minimal hassle. Choose from three initial pathways that lead to matching lenders and suggesting USDA loan schemes.

Lendersa USDA loan applications and matching results

Understanding USDA Loans in IL

A USDA home loan, endorsed by the Department of Agriculture, also known as the USDA Rural Development Loan or USDA Mortgage, is exclusively offered in rural regions. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA mortgage loans require no initial down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Pros Loan Lab
  • 4150 E Waterman Ct, Gilbert, AZ, 85297
  • Mortgage Pros Loan Lab is your one stop wholesale mortgage brokerage for the mortgage needs in Arizona and Colorado. Mortgage Pros was born from the over 30 years of combined experience in the mortgage industry of Sam Stockham and Anna Shurwin. wholesale mortgage brokerage for the mortgage needs in Arizona and Colorado.
  • Service First Mortgage Company
  • 3345 S. Val Vista Drive, Suite 105, Gilbert, AZ, 85297
  • Service First Mortgage was founded by CEO and President, Shawn Broussard, as a small mortgage brokerage firm with a hands-on-approach to meeting the needs of the consumer. Today, we are a full-service mortgage lending entity at the top of production and customer satisfaction in Texas and Arizona.
  • BANNER FEDERAL CREDIT UNION
  • 525 W Brown Rd, Mesa, AZ, 85201
  • Banner Federal Credit Union was originally chartered as a Federal Credit Union on April 23, 1957. The credit union has grown from an original membership of 22 to 9,180 as of November 2015. We are not a bank; we are a credit union, a not-for-profit, full-service financial institution, owned by our members.
  • IP Advisors, Inc.
  • One North MacDonald, Suite B-1, Mesa, AZ, 85201
  • We are an investment property advisement firm specializing in structured financing, placement of debt, equity, and other commercial real estate related services. Investment property advisement firm specializing in creative funding instruments for high value residential properties and nonprofit commercial real-estate.
  • The First National Bank of Ely
  • 595 Aultman Street, Ely, NV, 89301
  • Our banking facility is located in the picturesque, historic town of Ely, White Pine County, Nevada. The First National Bank of Ely has the distinct honor of holding the oldest bank charter in the great state of Nevada – we celebrated a century of service in 2007. We continue this long history of customer service
  • CASH 1 Loans
  • 725 E. Covey Lane, Suite 150, Phoenix, AZ, 85024
  • Since 1997, CASH 1 has provided hassle-free Installment Loans to people denied by traditional banks and other installment loan lenders. We have many convenient locations throughout Arizona and Nevada. CASH 1 focuses on the financial needs of customers in the community by offering Title Loans, Personal Loans, Installment Loans, Smart Loans, and of c
  • E5 HOME LOANS
  • 20402 North 17th Place, Phoenix, AZ, 85024
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Forward Holdings LLC
  • 4550 East Cactus Road, Suite 250, Phoenix, AZ, 85032
  • Forward is a licensed mortgage brokerage, serving the lending needs of individuals looking to buy homes and customers looking to refinance. Our focus; providing personal and specialized mortgage services to meet each client’s specific needs. we Specialties in mortgage broker, first mortgages, first time home buyer, mortgage rates etc