USDA Vs. FHA Pro and Con comparison in Pontoon-Beach, Madison County, IL
In 2025, USDA loan limit in Pontoon-Beach, county of Madison, IL is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Pontoon-Beach, county of Madison, IL
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Pontoon-Beach, IL
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
10231 S Western Avenue, Floor 2, Chicago, IL, 60643
Our credit union was established in 1956 as Chicago Fire Officers' Association Credit Union. The credit union was originally established to help our fellow fire officers.
We are excited about our name change to Chicago's Bravest Credit Union and our new website. We are looking forward to growing and modernizing.
CPOECU is a not-for-profit, member-owned financial cooperative whose mission is to assist in meeting the financial needs of its members by encouraging savings and offering services at reasonable and competitive rates. We are committed to the financial education of our youth members here at CPOECU
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