USDA Vs. FHA Pro and Con comparison in Wood-River, Madison County, IL
In 2025, the USDA loan limit in Wood-River, located in Madison county, IL, is set at $285,000. For FHA loans, the limit for a single-family home is $356,362.
To compare today’s best USDA and FHA rates, utilize the Lendersa® USDA loan calculator. This tool helps you determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator enables you to compare USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the most suitable option for your financial needs in .
2025 Loan Limits & Down Payment Requirements in Wood-River, Madison, IL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Wood-River, IL
Lendersa® is dedicated to facilitating a streamlined experience in securing the best USDA or FHA loan. Start by choosing one of three options that lead to matching with ideal lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is a government-backed option available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment.
17260 Bear Valley Road, Suite 104, Victorville, CA, 92395
If you need a mortgage loan in Apple Valley, We can assist you by providing you with top-notch service, no matter what kind of California mortgage loan you're looking for, or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make, and it is important.
12600 Hesperia Road, Suite A, Victorville, CA, 92395
Our team of experienced and knowledgeable Loan Officers are ready to serve all of your home financing needs! We understand that purchasing a home is one of the biggest decisions you’ll make. That’s why we combine cutting-edge technology and innovative workflows with an unwavering commitment so you can be confident in your decision.
17100 Bear Valley Rd, Suite B340, Victorville, CA, 92395
203kMortgageLender.com is an FHA 203k Lender Directory. If you are looking for an FHA approved 203K lender then you've come to the right place. You'll find 203k renovation specialists throughout the U.S that are approved, experienced and have the knowledge to do FHA 203k Loans as well as other renovation loans
Since 1986 Gold Key Home Loans has Specialized in FHA, VA and Conventional Real Estate Financing for Home Purchasers and Home Owners who want to Refinance or obtain a Reverse Mortgage. my goal was to provide excellent service to my borrowers and the real estate community that I serve.
14070 Hesperia Rd, Suite 202, Victorville, CA, 92395
Welcome Home. I am an experienced loan officer with over 20 years in the mortgage Industry and I enjoy getting the job done. Every borrower and every loan is unique. I have been able to assist many borrowers Purchase their first home and refinance their current mortgages. I've helped them eliminate debt and PMI.
14298 Saint Andrews Drive, Suite 1, Victorville, CA, 92395
Rivas Mortgage owner of the Victor RIVAS is a Real Estate in the Mortgage Industry, have also owned my Escrow company and have all this experience for the benefit of the family that will come to me, for help in making their dream come true and taking the next step of owning their own home and We offer the best real estate service.
12640 Hesperia Road, Suite D, Victorville, CA, 92395
A direct mortgage lender based in Victorville, Rancho Cucamonga and San Diego, Choice Lending Corp is committed to helping those in the Inland Empire and San Diego area, and all of California, find the right mortgage product for their needs. Whether you are looking to refinance, learn about reverse mortgage, or are a first-time home buyer
Karyn Weger is the Branch Manager and Senior Loan Officer at Home Loans by Karyn in Lake Arrowhead, California.
She first entered the mortgage industry after a bad experience as a customer while obtaining a mortgage for herself. An unscrupulous loan officer left her with a bad taste for the business.
As a senior loan officer with 15 years of experience in the industry Mary pride herself by staying up to date on the ever changing mortgage climate. Mary's abilities as a broker allow me to not only cater to your specific loan needs with multiple products and wholesale options but also to customize your loan to fit your specific scenario.
At Alta Vista Credit Union you’re not a customer; you’re a member of a not-for-profit cooperative. Instead of making a profit for our shareholders, we’re making finances more profitable for you through better loan rates, lower service charges, and better dividends on savings. A community credit union for residents of San Bernardino and Riverside Co
Ida’s Direct Mortgage is a local company committed to serving Tulare, Visalia and the Central Valley with personalized home loan services. With over 30 years of experience in the industry and outstanding customer service, you'll appreciate the difference.
At Ida’s Direct Mortgage, a Tulare Mortgage Company,
1209 Nevada Street, Suite 200, Redlands, CA, 92374
Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable
