USDA Vs. FHA Pro and Con comparison in Edwardsville, Madison County, IL
For 2025, the USDA loan limit in Edwardsville, within Madison County of IL, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to assess the best USDA versus FHA rates available today. Determine the required income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the optimal program for your specific financial needs in .
2025 Loan Limits and Down Payment Requirements in Edwardsville, Madison, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Edwardsville, IL
The aim of Lendersa® is to swiftly secure the ideal USDA or FHA loan for you, seamlessly and without difficulty. Choose from three different pathways that connect you with matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusive to rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.
Integrity Mortgage has consistently distinguished itself from its big-bank competitors through its dedication to excellence and commitment to customer service. Integrity Mortgage has grown over the years, but its values have stayed the same. It remains a family company that cares about its clients and employees.
"FasterFunds Lending was started in 2015 to provide local St Louis area landlords and rehabbers short term money to fund their real estate investing deals. Our team lives in St Louis and has over 25 years combined real estate experience.
We have a true passion for real estate and love to see the positive impact it can have on our borrower’s lives.
"123 Mortgage, we offer a full range of loan products whether you are making a purchase or would like to learn more about refinancing, our team of experienced mortgage professionals have you covered! Explore our customizable loan programs to learn more.
Fixed Rate Mortgages
FHA Streamline Financing
Cash Out Mortgage
Conventional Loans
Re
Mortgage Solutions of St Louis is owned and operated right here in St. Louis, MO. Co-owners Paul and Steve LaVigne entered the mortgage field in 1999. The twin brothers, both CPAs, bring a very unique background to the table which has led to Mortgage Solutions becoming one of the leading St. Louis mortgage companies.
150 Weldon Pkwy, Suite 103, Maryland Heights, MO, 63043
The LoanSum Difference means that you will not find another hard money lender who will close your loan faster and with less paper work (no tax returns or financial statements). LoanSum offers a flexible term up to 12 months for both new and existing customers.Loansum provides commercial & residential properties
Gateway Metro Federal Credit Union (GMFCU) is one of few federal credit unions in the St. Louis area. We pride ourselves on offering a wide range of financial products and services to meet our members’ needs at any stage of life. GMFCU is part of the CO-OP® network giving our members access to over 30,000 fee-less ATMs and 5,000 shared branches acr
Since 1992, that promise still has not been broken. We intend to keep it that way. While Citizens Community Bank continually adds new products and services to accommodate your needs, such as Internet Banking and Bill Pay, we will never take away the personal service. It is what worked for us
2330 West Port Plaza Drive, Saint Louis, MO, 63146
Commercial Bank is an independent bank specializing in relationship banking. We focus on personal relationships with you, our customer. While providing this "good old fashioned" brand of service we still provide the latest banking technology. Come visit us and let Commercial Bank show you what we can offer you.
We're a not-for-profit financial cooperative, looking out for our members' financial well-being and futures. We embrace our "not-normal-ness" & strive to offer the best products & services for our members, without the price tag you'd find at a big bank. Being member-owned also means we pass all the savings along to our members, not stockholders.
Mortgage Partners Group our seasoned Loan Officers are Partners of the Firm. Our Loan Officer-Partners understand that there is nothing more important in the home loan process than a client understanding his or her mortgage loan options. That is why we offer a wide variety of home loans so you can find the right option to fit your goals.
Mason Mortgage Advisors, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
2200 W Port Plaza Dr, Suite 312, Saint Louis, MO, 63146
US Wide Financial was founded in March of 2009, on the heels of the Great Recession. Trust and integrity in the lending industry had been lost. We started our company because we wanted to do things differently and bring back the basics. Today our values are still the same: Relationships, Trust, Integrity, Teamwork.
