USDA VS FHA in Roscoe, Winnebago County, IL

In 2025, the USDA loan cap in Roscoe, Winnebago county, IL is $336,500, while the FHA maximum is $472,030 for a single-family home.

Utilize the Lendersa® USDA loan calculator to compare top USDA vs. FHA rates, determining needed income, credit, reserves, and documents for qualification. Our calculator lets you compare USDA, FHA, Conforming, and VA programs to identify the best fit in .

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2025 Loan Limits and Downpayment Guidelines in Roscoe, Winnebago, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loans in Roscoe, IL

Lendersa® focuses on providing speedy and hassle-free USDA or FHA loans. Choose one of three starting steps to connect with lenders and USDA programs.

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Understanding USDA Loans in IL

The USDA home loan, backed by the Department of Agriculture, is for rural areas only. Unlike FHA loans needing 3.5% down, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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