For the year 2025 in Rantoul, within Champaign county of IL, the USDA loan limit is $336,500, whereas the FHA limit for a single-family home is set at $472,030.
Utilize Lendersa® USDA loan calculator to compare the most competitive USDA versus FHA rates available today and identify the income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in determining which plan in aligns best with your financial needs.
2025 loan limits and down payment details in Rantoul, Champaign, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan alternatives in Rantoul, IL
The main aim of Lendersa® is to facilitate the acquisition of the best possible USDA or FHA loan swiftly and with minimal effort. You can choose one of three entry points that lead to matched lenders and USDA loan options.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture. It is exclusive to rural areas. Unlike FHA loans which necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment whatsoever.
First State Bank & Trust Company began serving Panola County residents in 1902. Since its inception, First State Bank & Trust Company has seen more than a century’s worth of growth, economic change and technological advancement, yet our dedication to providing high-quality financial services remains steadfast.
Consumer Trust Mortgage is approaching 30 years in business. We understand the challenges of today’s home financing market. Everyone at Consumer Trust Mortgage is part of a customer-centric culture that concentrates on you. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions.
Univest Home Loans is a division of Univest Bank and Trust Co. As a wholly-owned subsidiary of Univest Financial Corporation (UVSP) which was founded in 1876, the Corporation and its subsidiaries provide a full range of financial solutions for individuals, businesses, municipalities and nonprofit organizations throughout the Mid-Atlantic Region.
Allentown Mortgage Corp’s mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation. After receiving your information, Allentown Mortgage Corp will be able to get a complete look at your financial situation
5000 W. Tilghman Street, Suite 249, Allentown, PA, 18104
Conquest Funding is the best in their industry. Their team is professional, friendly, and knowledgeable about all aspects of the real estate market, and they are passionate about giving everyday people a real chance at real estate investment. I had everything prepared to make my investment property project successful, but Conquest Funding was able
Commonwealth National Bank has been committed to meeting the financial needs of the communuties it serves. Our goal is to be the preferred institution for everyone seeking an exceptional banking experience by offering comprehensive banking services, competitive rates, personalized service, and supporting causes that impact the community.
Founded on May 14th, 1998 by three dedicated employees and a group of local shareholders, NebraskaLand Bank began with the mission, ""To serve our communities with high quality personalized service at a competitive price."" That mission statement remains the same today.
We always say it's our people that make us special
Blue Flame Credit Union was established in 1954. We now service Spire Energy, Felder Services, and their immediate family members. We are not for profit, not for charity, but for service. At the Blue Flame Credit Union we strive for 100% satisfaction to our members. Our policy is once a member always a member.
