USDA Loan Vs. FHA loan for Paxton, IL [ best of 2023]

In 2024, USDA loan limit in Paxton, county of Ford, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Paxton, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(770) 503-0380 http://www.homestarfc.com 484 miles Lender's profile and map Reviews Homestar Financial Corporation 332 Washington St. NW, Gainesville, GA, 30501 HOMESTAR Financial Corporation is a full service mortgage banker controlling every aspect of the loan process with in house processing, underwriting, closing and funding of each mortgage transaction. Having an in-house team separates HOMESTAR from other mortgage companies because it is easier for HOMESTAR mortgage lenders to communicate quickly
(404) 402-6281 https://www.purelightmortgage.com/ 484 miles Lender's profile and map Reviews PURE LIGHT MORTGAGE INC 2234C Thompson Bridge Road, Gainesville, GA, 30501 The Pure Light Mortgage, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(877) 455-0440 http://www.directlendersllc.com 484 miles Lender's profile and map Reviews Direct Lenders, LLC. . 1600 Kennesaw Due West Rd NW, Suite 610, Kennesaw, GA, 30152 Direct Lenders, LLC is a locally owned, but nationally known mortgage lending company located in Kennesaw, Georgia. The company was started in 2011 when CEO, Randy Bristol and President, Kevin Bonds turned their lives work into their dream of owning a successful and honest company.
(256) 237-4259 https://www.neapfcu.com/ 484 miles Lender's profile and map Reviews Northeast Alabama Postal FCU 200 S Quintard Ave, Anniston, AL, 36202 In 1955, several employees of the Anniston, Alabama, Post Office agreed that it would be a benefit for all of the employees to form a credit union. They assembled a group of twenty-five, and in July 1956, were chartered as the Northeast Alabama Federal Credit Union. In the years since, we have grown to 1186 members, with over $15 Million in assets.
(814) 535-4165 https://www.gapfcu.org/ 485 miles Lender's profile and map Reviews G.A.P. Federal Credit Union 111 Franklin Street, Room 224, Johnstown, PA, 15901 G.A.P. FCU originally started out as Cambria County U.S. Employees Federal Credit Union in 1937. They operated out of a cash box on the first floor of the Johnstown Post Office building, and was renamed to Johnstown, PA Post Office Employees Federal Credit Union in 1941. Credit unions are focused on people, not profits.
(800) 837-2265 https://www.ameriserv.com/ 485 miles Lender's profile and map Reviews AmeriServ Financial Bank 216 Franklin St, Johnstown, PA, 15901 AmeriServ Financial, Inc., A bank holding company, is the parent of AmeriServ Financial Bank®, AmeriServ Trust & Financial Services Company, and West Chester Capital Advisors. AmeriServ Financial, Inc. trades on the NASDAQ Stock Exchange under the symbol ASRV. At AmeriServ, we believe banking is about more than money.
(877) 441-2784 https://www.bankfirstfs.com/ 485 miles Lender's profile and map Reviews BankFirst Financial Services 900 Main Street, Columbus, MS, 39701 BankFirst is headquartered in Columbus, Mississippi with extensive corporate operations in Macon, Mississippi. Established in 1888 with one location, we currently operate 30 branch locations in Mississippi and Alabama and three loan production offices in Biloxi, Brookhaven and Oxford, Mississippi. We have been a Community Development Financial Inst
(205) 375-6261 https://www.wabt.com/ 485 miles Lender's profile and map Reviews West Alabama Bank 509 1st Avenue West, Reform, AL, 35481 Welcome to West Alabama Bank. We’re the hometown Bank for West Alabama, helping people, businesses and our communities grow stronger and better with each day. As a local Bank, we make decisions right here, which means we have the freedom to be creative and flexible in supporting you.
(785) 632-5161 https://www.candrcreditunion.com/ 485 miles Lender's profile and map Reviews C&R Credit Union 801 5th Street, Clay Center, KS, 67432 C and R Credit Union, in Clay Center, offers a variety of services, including: checking and savings accounts; loans for new and used automobiles, boats, and motorcycles; machinery loans; even loans for jet skis, recreational vehicles, campers and 4-wheelers. Christmas loans and accounts are also available.
(918) 458-0784 http://www.hmrok.com 485 miles Lender's profile and map Reviews HOME MORTGAGE RESOURCE, INC. 1409 S. Muskogee Ave, Suite 1, Tahlequah, OK, 74465 HOME MORTGAGE RESOURCE, INC full service mortgage company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
(813) 629-1111 https://www.synergy-lending.com/ 485 miles Lender's profile and map Reviews Synergy Lending Corporation 3575 Guildhall Trail, Marietta, GA, 30066 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.