USDA Vs. FHA your options comparison in Paxton, Ford County, IL
In the year 2025, the USDA loan limit for Paxton, situated in Ford County, IL, is defined as $336,500. Meanwhile, for a single-family home, the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's competitive USDA vs. FHA rates, and find out the necessary income, credit scores, reserves, and documents needed for qualification. Through our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans displayed side by side, helping you choose the best-suited program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Paxton, Ford County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Lending Options for USDA and FHA in Paxton, IL
Lendersa® strives to efficiently secure the optimal USDA or FHA loan for you, swiftly and with ease. Pick one of three starting points to find matching lenders and USDA loan programs effectively.
A USDA home loan, sponsored by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.
650 S. Shackleford, Suite 400, Little Rock, AR, 72211
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Cooperative Extension Service Federal Credit Union (CESFCU) started in 1946 as the Agricultural Extension Workers Credit Association, a state-chartered credit union. CESFCU was started by 11 UADA Cooperative Extension Service employees.
CESFCU became a Federally Chartered Credit Union in 1992
Since 1926, Logan County Bank has been serving our local communities. We take pride in knowing our customers and meeting their financial needs.We have two locations. The original bank located in Scranton, AR was built in 1913. It has changed over the years, starting out as the bank, drugstore, post office, and doctor’s office.
Bank of Walker County is owned by local people for local people. The decision may take a few minutes, a few hours or a few days, but if it is legal, moral, without undue risk and if our staff thinks it is doable, count on us to be more flexible and innovative in meeting your needs than any other bank
Stone Bank understands the special needs of agricultural producers and rural homeowners. Our farm lenders are trained specialists with the training and expertise to understand all facets of poultry and cattle lending. We understand the complexities that can be associated with poultry and cattle loans, which is why we custom tailor agriculture loans
"Family Savings Credit Union…. Where your money grows with you and your family, and ownership allows all members to prosper.
The concept of a credit union is one where people can get better financial services by pooling their resources and working together. In 1951, these principles were brought to Gadsden, AL"
Community Bank of Pickens County opened for business in 2000. The bank originally opened in a modular unit while a 10,000 square foot facility was being constructed at the corner of Highway 53 and Sammy McGhee Boulevard. Community Bank of Pickens County is the only locally owned bank in Jasper Georgia area.
The Hometrust Mortgage team is committed to providing each client with the highest quality service accompanied with the lowest mortgage interest rates available. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, consolidating debt, or you are a real estate investor.
We built our mortgage business from the ground-up, consistently surpassing customer and agents expectations with clear and reliable communication and our "No Bureaucracy" approach to the mortgage process. Our team is local, friendly, and nimble, and we have more than a decade of experience crafting custom, structured loans.
Frontline Capital Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
In 1985, CharterWest opened it's doors for the first time in West Point, Nebraska. Since this inception, our growth has been fueled by a strong commitment to the customer. Our positive attitude in lending, competitive pricing of products, and continuity in management and staff have resulted in CharterWest
