USDA Loan Vs. FHA loan for Paxton, IL [Ford County Rates 2023]

In 2025, USDA loan limit in Paxton, county of Ford, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Paxton, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(419) 407-4140 249 miles Lender's profile and map Reviews Champion Credit Union, Inc. 4140 West Laskey Road, Toledo, OH, 43623 Champion Credit Union was chartered by the state of Ohio in 1941. Since that time Champion Credit Union has grown to include more than 5, 900 members and assets of over 75 million dollars. The credit union began in the shipping room in 1942, but due to growth, has expanded with three locations to serve members
(419) 842-0505 249 miles Lender's profile and map Reviews Midwest Mortgage Investments 5450 Monroe Street, Toledo, OH, 43623 Midwest Mortgage is dedicated to making the mortgage loan process quick and easy for you! We provide a variety of mortgage loan types for purchase and refinance. You can be sure the mortgage loan you choose is exactly right for your budget and situation.We offer the most competitive interest rates in Ohio, and serve customers with mortgage loans.
(319) 342-2850 249 miles Lender's profile and map Reviews Cedar Valley Bank & Trust 321 Main Street, La Porte City, IA, 50651 Cedar Valley Bank & Trust is proud to be a locally owned full-service community bank. Our highest priority is serving and supporting the communities we serve. We look for individuals with a passion for community banking who will put the needs of our customers above everything else.
(641) 932-2144 249 miles Lender's profile and map Reviews First Iowa State Bank Albia, IA 19 Benton Avenue East, Albia, IA, 52531 First Iowa State Bank is located in Albia, Iowa, county seat of Monroe County, on the northeast corner of the city square. The original building was built in 1869 and housed a number of businesses until 1922 when it was completely gutted and rebuilt by the Iowa Trust and Savings Bank. The present bank was formed in 1930.
734-249-4241 249 miles Lender's profile and map Reviews Parker Mortgage Group LLC 1101 S MAIN ST, STE 151, Chelsea, MI, 48118 Whether you're purchasing your first home, are a seasoned investor with multiple properties or fall somewhere in between, we're here to ensure you get the maximum return on your investment by choosing the best mortgage product to meet both your short AND long-term financial goals.
(734) 475-0270 249 miles Lender's profile and map Reviews First Equity Residential Mortgage Inc 310 North Main, Suite 201, Chelsea, MI, 48118 If you are looking for First Equity Residential Mortgage, Inc., or are interested in financing a home in Michigan, you've come to the right place. Although we have some information on the website, the lending industry is going through constant change. We encourage you to give us a call with your unique circumstances and needs.
(419) 382-4071 250 miles Lender's profile and map Reviews Maumee Valley Credit Union 28 Fearing Boulevard North, Toledo, OH, 43607 "Founded in 1942, Maumee Valley Credit Union is celebrating its 78th anniversary this year. Our original field of membership consisted of employees of the New York Central Railroad, Penn Central Railroad, and Consolidated Rail Corporation. With increased popularity and demand for credit union services we began to expand our field of membership
(800) 448-9228 250 miles Lender's profile and map Reviews Verve, a Credit Union 2900 Universal St, Oshkosh, WI, 54904 Verve, a Credit Union, is a member-owned, not-for-profit financial cooperative serving over 65, 000 members at 21 locations. Membership is open to anyone who lives, works or worships in 25 counties throughout Wisconsin, Illinois and Minnesota and to employees of Kimberly-Clark Corp, Fox River Paper Co.
(937) 642-8100 251 miles Lender's profile and map Reviews 1st Monarch Mortgage 1000 N Maple St, Marysville, OH, 43040 1st Monarch Mortgage specializes as a full service residential mortgage broker. At 1st Monarch Mortgage, we'll approve your mortgage on only one condition: it's the right one for you. Because we believe that securing the right mortgage should be easy & convenient, we will spend the time with you to make sure your needs & concerns are addressed.
(573) 683-3373 251 miles Lender's profile and map Reviews Citizens’ Bank of Charleston 207 East Commercial Street, Charleston, MO, 63834 Citizens Bank's employees and stock holders are excited to have you visit the site of Mississippi County's Home-Town bank. We are your family, friends and neighbors, and have been providing quality service to this area since 1957. Our goal is to help our customers feel at home and comfortable while attending to their finances.
(859) 259-3466 251 miles Lender's profile and map Reviews Members Heritage Credit union 440 Park Place, Lexington, KY, 40511 Members Heritage opened its doors in April 1960 as IBM (Lexington) Employees Federal Credit Union. In the early 1990’s, the credit union began to grow and diversify, offering service to employees at additional companies. In 1993, our name was changed to Members Heritage Federal Credit Union, representing the concept of member ownership.