USDA Vs. FHA Pro and Con comparison in Red-Bud, Randolph County, IL
In 2025, the USDA loan limit in Red-Bud, within Randolph county, IL, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates and determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you decide which program in suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Red-Bud, Randolph County, IL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Red-Bud, IL
Lendersa® aims to provide you with the best USDA or FHA loan quickly and effortlessly. Choose from three options to align with matching lenders and USDA loan offerings.
A USDA home loan, backed by the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans have no down payment requirement.
3310 West Big Beaver Road, Suite 105, Troy, MI, 48084
At National Mortgage Funding we believe that purchasing a home or refinancing a home should be a process that is comfortable and easy. To help our clients with this process we provide a single voice experience with clear expectations and attention to detail. We believe that the consumer should have control to build their own mortgage.
A Michigan based mortgage company, founded by Mark Bigelow with over 30 years mortgage experience, promises to use cutting edge technology with old fashion service to create an incredible borrower experience.HomeLendUSA.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
Secure Investors Group, Inc. and Secure Asset Managment, LLC. is a dynamic, holistic financial planning firm offering investments, financial planning, insurance, and tax planning through our member organizations. Our expertise is in helping clients anticipate, evaluate and successfully resolve financial and legacy planning challenges.
"We’re making getting a mortgage easier than ever before. FINN LEND HOME LOANS
has an experienced team of brokers on staff.From fast, custom digital quotes to a completely streamlined online loan application and approval
process, you can get your money and do what you want with it — usually in less than 30 days."
101 W Big Beaver Road, Suite # 1473, Troy, MI, 48084
VEMA MORTGAGE LLC (NMLS # 1019911) is a family owned and operated Mortgage Broker dealing with multiply wholesale lenders specializing in residential mortgages. We are committed to helping families and individuals achieve the dream of home ownership in US. VEMA offers competitive mortgage rates and personalized customer service
2075 W. Big Beaver Road, Suite 700, Troy, MI, 48084
Ross Mortgage Corporation is a successful mortgage banking company with a reputation for professionalism, integrity and quality service. Headquartered in Troy, Michigan, Ross is one of the top independent lenders in the Midwest and serves its valued customers through a network of offices located in Michigan, Kentucky, and Florida,
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"Madison County Bank takes pride in still having the friendly personal touch that has been our hallmark since we began in 1888.
Today, our tellers still know most of their customers on a first name basis, and the bank is stronger and more secure than ever. We pride ourselves on our personalized approach to community banking
T&I Credit Union was founded in 1955 by Ford Tractor Employees in Birmingham. In 1987, we relocated to our current location in Clawson. However, our goal of serving our members and communities has always remained the same. We do so by remaining competitive with low interest rates
"Arcadia Lending is committed to helping you find the best mortgage to fit your needs. We are one of the highest reviewed mortgage companies in the industry.
Every borrower's situation is different and Arcadia Lending has the range of mortgages to help you secure financing even if you've had troubles elsewhere."
