FHA Vs. USDA loan program for Waterloo, Monroe County, Illinois

In 2025, USDA loan limit in Waterloo, county of Monroe, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Waterloo, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(713) 798-4820 666 miles Lender's profile and map Reviews BCM Federal Credit Union 1 Baylor Plaza, Houston, TX, 77030 The Baylor College of Medicine Federal Credit Union is a member owned, not-for-profit credit cooperative led by unpaid volunteers who are democratically elected from its membership. Our mission is to deliver the highest quality financial services and education to our members and encourage thrift.
(713) 704-0522 666 miles Lender's profile and map Reviews Bayou City Federal Credit Union 6414 Fannin Street, Suite G50, Houston, TX, 77030 Bayou City Federal Credit Union has been open since 1980. The credit union has assets totaling $29.56 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to healthcare services employees.
(713) 852-6700 666 miles Lender's profile and map Reviews Texas Bay Credit Union 12611 Fuqua Street, Houston, TX, 77034 Texas Bay Credit Union was established on May 12, 1936, with the sole purpose of providing the resources needed for members to be in the best financial standing possible. We are here to make sure the road to your dreams is smooth and easily traveled. From wherever you are in that journey now, we provide a clear path to your financial dreams.
(281) 276-1800 666 miles Lender's profile and map Reviews Texan Bank, National Association 12941 Gulf Freeway, Suite 100, Houston, TX, 77034 Texan Bank originally received its Federal Thrift Bank Charter as the Sugar Land, Texas, based “Bank of Fort Bend” in December 2007. The bank was purchased on March 30, 2011, by its current owner, Friendswood Capital Corporation, an investor-owned Bank Holding Company. The bank was renamed “Texan Bank” in July 2011
(281) 481-2400 666 miles Lender's profile and map Reviews Davis Penn Mortgage Co 12650 N. Featherwood Dr, Suite 120, Houston, TX, 77034 Since 1974, Davis-Penn Mortgage Co. has dedicated its resources to providing developers and owners the expertise to obtain construction and permanent financing through the FHA/HUD programs. We are a privately held, full-service, direct lender of HUD multifamily loans and healthcare facilities. As a GNMA approved issuer and servicer.
(713) 530-9823 666 miles Lender's profile and map Reviews Choice Home Loans LLC 12727 Featherwood Dr, Suite 286, Houston, TX, 77034 Clear Choice Home Loans LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,
(832) 264-2267 666 miles Lender's profile and map Reviews DAR Mortgage Corp 730 FM 1959 Road, Suite 200, Houston, TX, 77034 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(832) 648-3626 666 miles Lender's profile and map Reviews Catalyst Funding, LLC 11550 Fuqua St, Suite 210, Houston, TX, 77034 Real estate investing requires attention to detail while maintaining a fast-paced mentality.At Catalyst Funding,we not only fulfill your hard money lending needs,but we also provide unrivaled guidance & knowledge throughout the real estate investment journey.Building long-lasting,mutually-beneficial relationships is what sets us apart from the pack
713.371.2657 667 miles Lender's profile and map Reviews AMP Lending 1400 Ravello Dr. Ste N170, Katy, TX, 77449 Abundance of Product Options “Ask Mortgage Pros” AMP Lending is excited to share some of the attributes that make us an industry leader. Our full product menu including FHA, USDA, Conventional, VA, jumbo, expanded conforming and extensive specialty products for investors are available to serve all your lending needs.
(281) 391-5363 667 miles Lender's profile and map Reviews AMP Lending 1400 Ravello Dr. STE N170, Katy, TX, 77449 AMP Lending is a privately-held mortgage company located in Austin and Katy, Texas. We are a full-service professional mortgage company licensed to provide residential mortgages across the state of Texas. AMP, which offers a host of diverse, flexible mortgage packages for customers with a variety of backgrounds and needs.
(281) 772-6249 667 miles Lender's profile and map Reviews PEYTON FINANCIAL MORTGAGE INC 11111 Katy Freeway, Suite 910, Houston, TX, 77079 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.