USDA Vs. FHA Pro and Con comparison in Millstadt, St. Clair County, IL
In 2025, the USDA loan threshold for Millstadt, in the county of St. Clair, IL, is $336,500, whereas the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare top USDA versus FHA rates today, and assess the necessary income, credit, reserves, and documents required for qualification. With our comprehensive mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program in to suit your specific financial needs.
2025 Loan Limits and Down Payment Criteria in Millstadt, St. Clair County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Opportunities in Millstadt, IL
Lendersa® is dedicated to rapidly connecting you with the optimal USDA or FHA loan, hassle-free. Start with one of three options to find matching lenders and USDA loan plans.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. FHA loans require a minimum down payment of 3.5%, unlike the USDA mortgage which does not require any down payment.
Belinda Biedebach, Mortgage Broker at Secured Lending Group
380 S Melrose Dr, Suite 381, Vista, CA, 92081
At Secured Lending Group, we know getting a mortgage is one of the biggest financial decisions anyone can make. We are a boutique mortgage company that understands the importance of personalized and quality service. With nearly 35 years of combined experience, our team is a trusted source in finding the best terms that fit your needs.
Compadre Brokers Proving every day that a small brokerage with mastery of digital skills and a strong niche market presence can succeed in the California market. The Compadre Brokers platform is built to provide scalable real estate and mortgage services but we have a few extra tools. By leveraging unique factory built sales and finance relationshi
1611 S Melrose Drive, Suite A102, Vista, CA, 92081
Camden Investment Strategies Southern California’s premier real estate company. If it’s your forever home you’re searching for, selling your property, looking to buy an investment property and cash flow or have your property managed, you’ve come to the right place. We will take the process from beginning to end for you.
The mission of the Ontario Public Employee's Federal Credit Union is to provide the friendly and convenient financial services that best meet the needs of the members while maintaining the financial soundness and stability required to protect the members investment. Ontario Public Employees Federal Credit Union/
537 North Euclid Avenue, Suite 100, Ontario, CA, 91762
Raybon Mortgage has evolved into a full fletched Real Estate Mortgage entity with excellent service and a dedication to "Holding the Key" to our clients home. Serving the Inland Empire, Los Angeles, Riverside, and San Diego Counties for almost 20 years. We just recently moved into our offices centrally located in Downtown Ontario, California.
California Capital, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Greystone Loans, Inc. can help Buying or refinancing a house can be a huge task. Let us lead you to the loan program that's right for you. We have a team of mortgage experts to walk you through this important financial decision. For assistance in locating the right loan program for you
4440 Twain Avenue, Suite 101, San Diego, CA, 92120
Zero Point Loans because we were tired of Big Banks gouging customers. We decided that, if we gave up the idea of having a big building downtown like them, we could cut costs and pass them on to our customers. Maybe you really don’t care – you’re just here for the low rates and fees.
American Mortgage and Loan is a broker specializing in financing for first and second trust deeds. Our Principals have been serving all of California since 1992, practicing all aspects of residential, investment and commercial lending . Our dedicated staff has over 40 years of real estate experience
GM Mortgage and Realty was founded in 1976 and was officially incorporated in 1986. Its founder, Jerry Manson, had a saying that still sticks to this day, “Promise only what you can deliver, and deliver what you promise.” Spanning three family generations, Jerry’s son John took over as president in 1995.
