USDA Vs. FHA Pro and Con comparison in Millstadt, St. Clair County, IL
In 2025, USDA loan limit in Millstadt, county of St. Clair, IL is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Millstadt, county of St. Clair, IL
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Millstadt, IL
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Healthcare Services Credit Union was originally chartered on March 25, 1952 under the name of Erlanger Hospital Credit Union. The purpose of the Credit Union was to provide a safe place for the employees of Erlanger Hospital to save and borrow. Now under the name of HEALTHCARE SERVICES CREDIT UNION, we serve over 4675 members.
Citizens was opened by local citizens in 1917 to serve the loan needs of people who have limited access to bank credit. Citizens primarily makes secured and unsecured loans to individuals with less than perfect credit or collateral for personal, family or household purposes Automobiles and personal property are all acceptable as collateral.
The National Bank of Adams County has worked hard to be a strong locally owned & operated bank that truly understands the needs of Adams County. Our focus continues to be a banking institution that provides timely & excellent customer service.Our banking structure at NBAC allows us to be successful with this goal because decisions are made locally.
Chattanooga First Federal Credit Union started out small with the sole ambition of serving employees of U.S. Pipe and Foundry and their families. Over time, we've expanded our membership base to others and now offer a comprehensive range of credit union services. Chattanooga First Federal Credit Union Established in 1961.
1500 Chestnut Street, Suite 102, Chattanooga, TN, 37408
Chattanooga Neighborhood Enterprise, Inc. was founded in 1986 to help improve the quality of life in Chattanooga by building strong, sustainable neighborhoods through the promotion and preservation of homeownership. CNE has helped over 4.000 Chattanooga residents purchase their first home.
1391 Holmes Street, Suite 119, Chattanooga, TN, 37408
Morgage Assurance is ready to help you purchase your dream home today. We are a family owned business located in Chattanooga, Tennesee Mortgage Assurance has nurtured relationships with numerous lending companies across the U.S., which allows us to custom fit a lender for the loan program.
Superior Credit Union has its own in-house insurance agency, Superior Insurance Services (SIS). SIS offers discounted auto, home, life, and business insurance to Superior Credit Union members. Superior Insurance Services is an independent insurance agent representing many of Ohio's leading insurance companies
Superior Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks and finance companies, our excess earnings are returned to members in the form of friendly service, low interest rates on loans, high yield savings and investment accounts, and low or no fee convenience services.
In 1911, a fire swept through downtown Fayette, destroying most of the town. During the rebuilding, a business emerged. The State Bank and Trust Company, opened its doors in 1913. It adopted its current name, The Citizens Bank of Fayette in 1919.
Founded by Thomas Henry Robertson, Sr, The Citizens Bank has been led by three generations
We are a community bank dedicated to building sustainable communities, businesses and producers. Our brand promise, "More Options, More Service, More Willing, " underpins everything we do. Through exceptional service and expertise, we facilitate small business growth, enable agri-business clients to conduct complex and profitable operations.
