USDA Vs. FHA Pro and Con comparison in Skokie, Cook County, IL
In 2025, the USDA loan cap in Skokie, within the county of Cook, IL, is $0, whereas the FHA limit for single-family homes is set at $472,030.
Leverage the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates and to pinpoint the income, credit score, financial reserves, and documentation needed for qualification. This state-of-the-art mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, empowering you to decide on the ideal program for your financial situation in Alabama.
2025 Loan Limits and Down Payment Requirements in Skokie, Cook county, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Skokie, IL
Lendersa® is dedicated to quickly securing you the most advantageous USDA or FHA loans without hassle. Select one of the three initial steps that lead to matched lenders and the discovery of USDA loan programs.
A USDA home loan is backed by the Department of Agriculture and referred to as a USDA Rural Development Loan or USDA Mortgage. It's accessible only in rural communities. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
Basa Realty and Mortgage is a full service real estate office & mortgage broker, providing convenience & service others can't offer.Communicate with other agents, buyers & sellers, mortgage officers, title personnel involved in the home buyer & selling process.Helping customers make sound decisions on selling their homes, purchasing or refinancing.
Rebecca Valderrama established Gemini Financial in 1997. As an expert in the Mortgage Industry, Rebecca has over 35 years of experience, a strong Underwriting background, and an FHA Underwriting designation. This allows Gemini Financial, as a Company, to provide homeowners one of the best opportunities for homeownership
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Nakoma Mortgage Company was founded on one principle. “Say what you mean then do what you say.” In the Chippewa language, Nakoma means “I do as I promise.”
Company
We have spent almost two decades giving our customers usable knowledge of the mortgage loan process. Providing expert advice based on the goals of our clients
Headquartered in Lewisville, TX, Stearns Lending, LLC and its affiliated entities have provided 30 years of mortgage lending services throughout the United States where licenses are held. Stearns’ business channels include wholesale, retail, joint venture, and financial institution groups.
GPI’s award-winning business professional Henry Gonzales, with proven success in competitive, rapidly changing markets. Effectively combined business development, financial services expertise and sales & marketing support to improve processes and boost revenue/profit for companies in financial services. Versatile competitive professional.
We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending
4808 Baldwin Avenue, Suite 103, Temple City, CA, 91780
"We’re making getting a mortgage easier than ever before. Lenderly Finance
has an experienced team of brokers on staff. Lenderly Finance is a Mortgage Broker who is committed to provide excellent support, and service. We give you options that make your home purchase or refinance easier."
5948 Temple City Boulevard, Temple City, CA, 91780
Provident Funding is a nationwide direct mortgage lender and servicer. Founded in 1992, we have created a customer-oriented culture with an experienced team of highly trained mortgage experts. We provide mortgage solutions for all of your refinance and home purchase needs. we have maintained a firm commitment to a low-cost business model