USDA Vs. FHA your options comparison in Niles, Cook County, IL
In 2025, for Niles, situated in the county of Cook, IL, the USDA loan limit is $0, whereas the FHA limit for a single-family home stands at $472,030.
Use the Lendersa® USDA loan calculator to compare today's optimal USDA vs. FHA rates, and assess the necessary income, credit score, reserves, and documentation to qualify. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA programs side by side, helping you determine which plan best suits your financial needs in .
2025 Loan Limits and Down Payment Requirements in Niles, Cook, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Niles, IL
At Lendersa®, our primary mission is to quickly secure you the most favorable USDA or FHA loan without hassle. Choose from these three pathways to find matching lenders and USDA loan offerings.
A USDA home loan, known also as a USDA mortgage or rural development loan, is backed by the Department of Agriculture and is accessible in rural areas exclusively. Different from FHA loans, which require at least a 3.5% down payment, USDA mortgages eliminate the need for any down payment, offering a significant financial advantage.
MS4 Consultants LLC takes the time to learn your business and fully understand your financial needs. The experienced and dedicated MS4 staff makes commercial lending easy and gets you connected to financial solution options that are right for your specific needs. Our consultants have a tremendous amount of experience.
At U.S. MortgageLine we feel that there are no strangers in the world, only friends that haven't met. We are a full service mortgage lender with a simple philosophy. We give special attention to each of our clients and assist them in selecting the mortgage which best suits their individual needs.
225 E. City Avenue, Suite 103, Bala Cynwyd, PA, 19004
"The Center City Mortgage & Investments website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Center City Mortgage & Investments. you're in good hands and can have the peace of mind knowing we offer a wide variety of loan program
County Savings Bank has served the Tinicum and Ridley Township neighborhoods with dependable full-service banking operations. Our customers appreciate the way we balance small town warmth with “big bank” services and security We bring a real community feeling into your bank - a place where you put your business and your trust.
Our team of mortgage professionals is committed to finding you the best mortgage deal possible, while providing trusted counsel, advice and support at every step along the way.As our past customers can attest, we do not rest until we’ve helped make their dreams a reality and same customers have turned to us time.
Bozarth Home Mortgage. We are a full-service mortgage company based in GUTHRIE, OK and TEXAS. We specialize in FHA, Conventional, Manufactured, USDA and VA Mortgages throughout Oklahoma and Texas. Whether you are buying a home or refinancing in either state, we can help you realize your dream of home ownership.
The Mission of the Fort Billings Federal Credit Union is to provide our members and surrounding communities with friendly, innovative banking services. We make the lives of our members better every day, through personal banking alternatives, enhanced financial services, lower fees, personal services, and innovation.
"Lenders Funding provides the assurance you need to grow or take on larger clients. As you increase your own source of funds, you can retire our participation, maximizing your ability to earn.
Since formation, we have worked with over 150 lenders and factors and have supplied several hundred million dollars in funding."
Georgia Guard Credit Union now offers 24-hour access to your account information from home. Online Account Access is a secure site in which you as member’s are able to:
Check Account Balance
Inquire on Account History
Transfer Funds Between Accounts
Order Checks and View New Styles
Change Your Personal Access Password
And much more
