In 2025, the USDA loan cap in Troy, located in the county of Madison, IL, is $336,500. For a single-family home under FHA, the limit is $472,030.
Use the Lendersa® USDA loan calculator to explore today's most competitive USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, helping you find the best fit for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Troy, Madison, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Troy, IL
Lendersa® is committed to securing the best possible USDA or FHA loan for you swiftly and effortlessly. Choose from three starting points to connect with lenders and access USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage available only in rural areas. Unlike FHA loans that need a 3.5% minimum down payment, USDA loans don't require any down payment, making them more accessible to qualified applicants.
Manville Area Federal Credit Union has always strived to offer convenient & affordable products & services to meet the financial needs of our members & their families.As we go forward, we are making access to the Credit Union easier with our website. We invite you & your family to join our growing Credit Union & take advantage of the many benefits.
TexStar Federal Credit Union has been open since 1967. The credit union has assets totaling $24.11 Million and provides banking services to more than 1, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
Since 1940 the Commercial Bank of Mott has been a part of this community and has grown with the needs of our customers with full array of traditional banking services including leading edge technology and friendly service. There’s something special about banking with the Commercial Bank of Mott.
The Delaware National Bank of Delhi is the oldest bank in Delaware County, and the oldest corporation in the community of Delhi. We are also the 25th oldest bank in the country, and the 3rd oldest in New York State.
In 1839 we opened our doors for business on the second floor of a storefront on Delhi's Main Street. In 1841
Suarez Home & Finance Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools.
At E Loans Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
4845 Pearl East Circle Suite 101, Boulder, CO, 80301
The search for commercial real estate is one of the biggest challenges many businesses face when expanding or starting anew. At Dynamic Alternative Finance, we offer tailored commercial property loan solutions to help you secure the financing you need. With our innovative approach to sourcing financing options, we’ve helped numerous businesses obta
At Neat Capital, our first priority is delivering an excellent client experience across the entire home financing and real estate transaction. That’s why we work alongside borrowers, real estate agents, wealth managers, moving companies, builders, and corporations in the quest to create a seamless home financing process.
Lendmor is a 21 year old mortgage company based in Boulder, Colorado. Our small operation and low overhead allows us to provide home loans to our clients at the lowest interest rates and the lowest closing costs possible. We originate loans, perform our own in-house processing, and see to every aspect of the loan
4845 Pearl East Circle, Suite 101, Boulder, CO, 80301
AM Mortgage Brokers, is an Independent Brokerage, which allows us to work directly with multiple wholesale lenders. This is advantageous to the consumer because not only does it give us the most competitive rates, it also allows us to lower your costs. For example, AM Mortgage Brokers does not charge a processing fee nor an administrative fee.
"Kevin Teel - Mortgage Advisor. My overall goal is to make people more powerful than they were before we met.If we can do that through a mortgage, great; if it is Credit Repair, fantastic; if it's only Education, that’s wonderful. It's all about Benefit.
Received the Longmont, Colorado FIVE STAR MORTGAGE PROFESSIONAL AWARD"
