USDA Vs. FHA Pro and Con comparison in Troy, Madison County, IL
In 2025, the USDA loan cap in Troy, located in the county of Madison, IL, is $336,500. For a single-family home under FHA, the limit is $472,030.
Use the Lendersa® USDA loan calculator to explore today's most competitive USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, helping you find the best fit for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Troy, Madison, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Troy, IL
Lendersa® is committed to securing the best possible USDA or FHA loan for you swiftly and effortlessly. Choose from three starting points to connect with lenders and access USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage available only in rural areas. Unlike FHA loans that need a 3.5% minimum down payment, USDA loans don't require any down payment, making them more accessible to qualified applicants.
Founded in 2017, Jocic Capital is an asset-based private lender and a diversified real estate capital markets solutions firm in the business of deploying capital against real estate, typically as short-term bridge loans to acquire, refinance, re-purpose, or new construction development.
17 East Flagler Street, Suite 210, Miami, FL, 33131
"At US Eagle Mortgages, we pride ourselves on our knowledge and experience. Whether you are building your dream home, want to buy your first home or purchase an investment property, we have the financing knowledge and the right expertise that lets you achieve your goal.
Our team can help you by providing strategies to pay down your mortgage faste
"We provide the lowest mortgage rates in the industry. Whether you are a first time home buyer purchasing your dream home, refinancing an existing home, investment property or consolidating your debt.
IMMF has adopted a philosophy to provide fast, efficient & courteous service to our borrowers with the minimum of difficulties, hassles or red tape
"Multilending Group is a Florida’s leading mortgage firm that specializes in
residential and commercial mortgage loans to foreign and local borrowers.
We have more than 12 years of experience helping clients overseas and non-residents buy and refinance commercial and residential properties in the South Florida. Depending on your country of o
150 South East 2nd Avenue, Suite PH1, Miami, FL, 33131
"We know time is of the essence, that you need a lending partner you can rely on, and someone who knows how to work through the tough deals and has actually been in your shoes.
Partner with PrivateLender.com to work with a team who actually knows the ins and outs of your business and can add value to you and your business."
150 South East 2nd Avenue, 3rd Floor, Miami, FL, 33131
Riajan Mortgage is a mortgage company based in Miami, Florida, serving residential and business clients throughout the state of Florida. We offer array of lending programs that are designed to provide solution based financing for consumers.residential and business clients throughout the state of Florida.
We help domestic buyers & foreign investors finance real estate in the USA. Not just do we accompany you throughout the whole process, we also provide you the best interest rate and set all the paperwork for approval purposes. We understand each loan process is unique. We work with various institutions in order to ensure each loan is well matched.
1000 Brickell Avenue, Suite 1108, Miami, FL, 33131
Ruulio Mortgage we make each one of our clients part of the family and treat them like it ! With our combined mortgage experience and great customer service, we are the partner you need while dealing with most likely your largest asset. At Ruulio Mortgage we pride ourselves on transparency, best cost and unsurpassed customer service.
We are a private lender for residential, commercial properties, and land for development. We have the ability to finance transactions in a quick and flexible manner using our own criteria to assess the value of the properties we seek to finance. We offer faster, reliable, and more flexible mortgage solutions to address the unique needs.
iFinance Florida Is The Premier Mortgage Company From The Florida Keys To The Palm Beaches. We specialize in a variety of loans. While we focus on residential loans for both domestic & foreign national buyers, we are also able to offer commercial & construction loans. We are able to accommodate a variety of different needs.
Numarc Mortgage provides mortgage services as a dba of Numarc Financial Management Corporation, a Florida Corporation. We are located in downtown Miami, Florida, in the historic Ingraham Building, where we have been in the mortgage business since 2018. We provide mortgage services solely in the state of Florida.
