USDA Loan Vs. FHA loan for Troy, IL [ best of 2023]

In 2025, USDA loan limit in Troy, county of Madison, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Troy, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(281) 449-0109 675 miles Lender's profile and map Reviews InvesTex Credit Union 8404 FM 1960, Humble, TX, 77338 Since the beginning, InvesTex Credit Union has grown and expanded our field of membership. As we look forward to a new chapter in Credit Union history, we look back fondly on the past. In the fall of 1952, Aldine Teachers Credit Union was formed by a small group with a vision to meet the needs of the employees
(281) 548-3377 675 miles Lender's profile and map Reviews Houston Belt & Terminal Federal Credit Union 9810 FM 1960 Bypass W, Suite 105, Humble, TX, 77338 Houston Belt & Terminal Federal Credit Union was organized in 1949. Our philosophy as a member-owned credit union is not for profit, not for charity but to serve our membership. HB&T FCU is dedicated to providing its members with courteous, efficient and professional financial services while maintaining the highest ethical standards.
(703) 934-8300 675 miles Lender's profile and map Reviews Congressional Federal Credit Union 10461 White Granite Drive, Oakton, VA, 22124 Congressional Federal was established in 1953 as Congressional Employees Federal Credit Union. Our first branch looked nothing like the modern facilities our members enjoy today. In fact, we were located in the Folding Room in the basement of the Longworth Building, essentially operating out of a desk drawer.
(703) 319-2198 675 miles Lender's profile and map Reviews Jefferson Mortgage Group LLC 2536 Leeds Road, Oakton, VA, 22124 We offer specialized residential mortgages in Virginia, Maryland, DC and Pennsylvania to help prospective borrowers and existing homeowners with broader financing solutions. Our programs focus in the Alternative A and Non QM loan categories to provide borrowers more financing choices and expanded loan eligibility by credit score.
(703) 680-1143 675 miles Lender's profile and map Reviews PWC Employees Credit Union 12715 Ridgefield Village Drive, Suite 101, Woodbridge, VA, 22193 PWC Employees Credit Union is a member-owned, not-for-profit, financial cooperative dedicated to serving our members. The PWC Employees Credit Union is proud to have served Prince William County government employees and their families for more than forty years. The Credit Union was chartered in 1971.
(804) 897-3700 676 miles Lender's profile and map Reviews MAK Financial 5609 B Patterson Ave, Richmond, VA, 23226 MAK Financial is a boutique mortgage company serving the entire state of Virginia from our Richmond Headquarters. Our business is completely built on the referrals from our past clients, Realtors, financial advisors & other lending institutions.Our reputation as fair, honest & ethical & has allowed our firm to prosper on repeat business.
(717) 436-2144 676 miles Lender's profile and map Reviews Pennian Bank 2 North Main St., Mifflintown, PA, 17059 Since 1864, Pennian Bank has been providing a variety of banking and financial services for local residents and businesses. Formerly The First National Bank of Mifflintown, the bank changed its name in June 2017 to Pennian Bank. Pennian is a nod to the bank's Pennsylvania heritage and is a strong, unique name.
(855) 582-5101 676 miles Lender's profile and map Reviews Juniata Valley Bank 1762 Butcher Shop Road, Mifflintown, PA, 17059 Bank Right at JVB. The Juniata Valley Bank opened for business for the first time on August 5, 1867. Since that time, The Juniata Valley Bank has served Central Pennsylvania and beyond with a commitment to customer service and customer satisfaction. Starting with just one office in Mifflintown, Juniata County,
(703) 537-5101 676 miles Lender's profile and map Reviews Oakview Capital 9911 Mill Run Drive, Great Falls, VA, 22066 Oakview, we believe a strong start makes for a strong finish to this challenging process. Our goal at the onset is to understand your needs. We invest extra time to get to know you, your situation, and all the other aspects of the transaction that may influence the final outcome.
(804) 756-5000 676 miles Lender's profile and map Reviews Connects Federal Credit Union 7700 Shrader Road, Richmond, VA, 23228 Connects Federal Credit Union is an independent, not-for-profit financial cooperative. Connects FCU is owned by its members, who are shareholders. Member share deposits provide the funds for loans to members and the income from loan interest is used to meet expenses and pay dividends on member accounts.
(804) 836-9580 676 miles Lender's profile and map Reviews Direct Mortgage Brokers, LLC. 2103 East Parham Road, Suite 210, Henrico, VA, 23228 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.