USDA Vs. FHA Pro and Con comparison in Collinsville, Madison County, IL
In 2025, the USDA loan limit for Collinsville in Madison County, IL, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today’s top USDA versus FHA rates. Determine what income, credit, reserves, and documents are needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you select the program that best suits your financial needs in .
2025 Loan Limits and Down Payment Requirements in Collinsville, Madison, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Collinsville, IL
Lendersa® strives to quickly secure the best USDA or FHA loan for you, without hassle. Choose from three starting options that match you with suitable lenders and USDA programs.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment.
Pacific Financial Mortgage Group, Inc. was founded in 1982 in Los Angeles, California. We are a nationwide direct lender serving customers in 31 states and ranked among the nation’s top lenders. Our success comes from blending the lowest possible rates and fees with great customer service.
"Strategic Estates Group is derived of agents who have proudly represented real estate excellence and professionalism in all of Southern California. Our newly gathered team, based out of Burbank in los Angeles County, is the first of many offices to be created of its kind.
Our team structuring and strategic methods will have the home buying"
Affiliated Funding utilizes a proprietary real property financing collaboration system. Some components & functionality of this platform are protected by U.S. Patent 7, 769, 681 U.S. Patent 8, 117, 120, and U.S. Patent 8, 145, 563. By implementing this platform, Affiliated Funding has not only been able to streamline the real estate transaction pro
The Loan Guys is a mortgage company dedicated to providing people the benefit of getting the property of your dreams and save money on your mortgage. We will help you explore the best terms and conditions for your mortgage loan, supporting and advising you on your way. At The Loan Guys, you will simply learn about what it takes to get a mortgage.
303 North Glenoaks Boulevard, Suite 200, Burbank, CA, 91502
Metric Mortgage Corp is licensed by the California Bureau of Real Estate and Metric Mortgage is focused on helping the customer with their home finance needs. We employ in house processing to make sure your transaction closes on time, and maintain strict protocols for customer information security. The customer is our #1 Priority.
lendingBridge™ exercises the progressive mentality of putting people before profit. The consumer experience and net outcome are what drives us every day. With this type of philosophy, we have found that it makes it easy for us to create a unified work objective and get everyone behind it
309 E 8th Street, Suite 601, Los Angeles, CA, 90014
"Camino Financial is an online finance company offering business loans and solutions to help small businesses grow.
Camino Financial advises small businesses on getting access to capital and building their business credit. The Company provides up to $500, 000 in business funding and assists its clients in applying for financing."
4657 Hollywood Blvd, Unit D, Los Angeles, CA, 90027
Riley Real Estate is a full-service mortgage company with over 15 years of experience and thousands of funded loans. From mortgage finance consulting to full-service mortgage origination, we are here to guide your mortgage needs with honesty, transparency, and efficiency. buying, selling, refinancing, or building your dream home.
621 South Spring Street, Suite PH1010, Los Angeles, CA, 90014
At Unify Home Loans, we not only find you the right loan we also get you connected to a real estate professional, in the neighborhood you desire. With an extensive network of agents in the Greater Los Angeles area and Orange County, we can get you connected with one that has extensive knowledge of your desired location.
