USDA Loan Vs. FHA loan for Lebanon, IL [ best of 2023]

In 2024, USDA loan limit in Lebanon, county of St. Clair, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lebanon, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(404) 525-0619 https://bondcu.com/ 453 miles Lender's profile and map Reviews BOND Community Federal Credit Union 433 Moreland Ave NE, Atlanta, GA, 30307 BOND Community Federal Credit Union was officially chartered in 1972 as a not-for-profit, member-owned financial institution. It had taken over two years of tenacity and a $2500 loan from the local Mennonite Church to convince NCUA (National Credit Union Administration, our federal regulatory agency) of its worth.
(404) 850-0959 http://highlandmtg.com/ 453 miles Lender's profile and map Reviews Highland Mortgage 664 Seminole Ave NE, Suite 101, Atlanta, GA, 30307 Highland Mortgage is not only a different kind of mortgage experience, it's a different kind of mortgage company. We are employee-owned. No hedge funds. Just knowledgeable industry leaders making a difference for our clients. Our Mission is to better the lives of our clients, referrel partners and employees through transparency, simplicity.
(715) 425-2401 https://www.fnbrf.com/ 454 miles Lender's profile and map Reviews First National Bank of River Falls 104 E Locust St, River Falls, WI, 54022 First National Bank of River Falls is proud to offer several home mortgage, home loan & home construction loan options. We're here to make the home of your dreams a reality! Our skilled team of local lenders provide local servicing on most mortgages and are eager to walk you through the buying process.
(316) 788-1111 https://www.citizensbankofkansas.com/ 454 miles Lender's profile and map Reviews Citizens Bank of Kansas 300 N Main, Kingman, KS, 67068 Citizens Bank of Kansas is a state bank that specializes in hometown banking needs. CBK has maintained its commitment to helping build strong communities by offering traditional banking services including residential, commercial, and consumer loans, as well as a broad range of deposit accounts for retail and commercial customers.
(470) 514-3000 https://goenergyfinancial.com/ 454 miles Lender's profile and map Reviews Go Energy Financial Credit Union 2100 E. Exchange Place, Suite 101, Tucker, GA, 30084 Go Energy Financial Credit Union first opened its doors in 1969 as GEMC Credit Union. At that time, a hard-working group of employees of the Georgia Electrical Membership Cooperatives realized teamwork is the key to making financial goals a reality. Those founding members established a financial cooperative that would work just as hard
(404) 732-2321 https://aplc-us.com/ 454 miles Lender's profile and map Reviews American Platinum Lending Corporation 4229 First Avenue, Suite A-3, Tucker, GA, 30084 American Platinum Lending Corporation is a Georgia Domestic Profit Corporation filed On February 10, 2020. The company's filing status is listed as Active/Compliance and its File Number is 20022442. The Registered Agent on file for this company is Bayo Popoola and is located at 230 Saddleview Trail, Riverdale, GA 30274.
(678) 534-5834 https://www.legacymortgageteam.com/ 454 miles Lender's profile and map Reviews Legacy Mortgage & Investments LLC 2341 Main Street, Tucker, GA, 30084 You may have heard about Legacy Mortgage Team at Goldwater Bank, N.A. from a friend or family member, or you looked online and found us. We promise to exceed your expectations through expedient communication, attention to detail, and total commitment to the process. Ultimately, we want to earn your respect and your referrals.
(678) 927-9896 https://www.lendinggeorgia.com/ 454 miles Lender's profile and map Reviews Lending Georgia LLC 2321 4th Street, Suite 102, Tucker, GA, 30084 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(580) 857-2402 https://fsballen.com/ 454 miles Lender's profile and map Reviews Farmers State Bank, Allen, Oklahoma 101 East Broadway, Allen, OK, 74825 Farmers State Bank was originally established in 1922 in Clarita, Oklahoma, as a locally owned, rural community Bank. It was later moved to Allen in 1927, and our status as an independently owned and operated community bank has been maintained for almost a century. It is in that atmosphere that we strive to serve you, our neighbors and friends, w
(800) 560-9883 https://www.embassynationalbank.com/ 454 miles Lender's profile and map Reviews Embassy National Bank 1817 North Brown Rd, Lawrenceville, GA, 30043 Embassy National Bank provides expert business and personal banking services to the local community. With a focus on small business lending and banking, Embassy National Bank works to help growing businesses find the capital they need to continue to expand and thrive. With decades of combined experience, the team at Embassy National Bank supplies b
(855) 889-4328 http://www.peachstatefcu.org/ 454 miles Lender's profile and map Reviews Peach State Federal Credit Union 1505 Lakes Parkway, Suite 100, Lawrenceville, GA, 30043 Peach State Federal Credit Union serves more than 60, 000 members in Georgia and South Carolina. In 2012, the Board of Directors voted to change the credit union's name to Peach State Credit Union to better reflect our membership base. Peach State offers membership to the employees of our sponsor Boards of Education and many select employee groups.