For 2026, the USDA loan limit in Lebanon, St. Clair County, IL is $336,500. Meanwhile, the FHA limit for a single-family house is $472,030.
Utilize Lendersa®'s USDA loan calculator to contrast today's leading USDA and FHA rates, determining the required income, credit rating, reserves, and necessary documents to qualify. With our advanced mortgage calculator, you can see side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you choose the best fit for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to obtain the most favorable USDA or FHA loan quickly, without the hassle. You can begin from one of three starting points to match with lenders and USDA loan programs efficiently.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. FHA loans require at least a 3.5% down payment, whereas USDA loans do not require any.
Enter your location to find out if it qualifies for USDA rural housing loan?
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