USDA Vs. FHA your options comparison in Warrenville, DuPage County, IL

In 2026, the USDA loan ceiling in Warrenville, located in DuPage county, IL, is set at $0, whereas the FHA limit for a single-family home reaches $472,030.

Utilize Lendersa®’s USDA loan calculator to compare today’s leading USDA versus FHA rates and assess the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA mortgage options side by side, providing clarity as you determine which program in best suits your financial situation.

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2026 Loan Limits and Downpayment Requirements in Warrenville, DuPage county, IL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Warrenville, IL

The goal of Lendersa® is to connect you with the best possible USDA or FHA loan swiftly and without hassle. Start by choosing one of three pathways that guide you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

The USDA home loan, known as both a USDA rural development loan and USDA mortgage, is backed by the U.S. Department of Agriculture and intended for rural areas only. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage doesn’t ask for any down payment, making homeownership more attainable.

Enter your location to find out if it qualifies for USDA rural housing loan?



Warrenville Lenders

  • Compass Mortgage Inc
  • 27755 Diehl Rd Suite 100, Warrenville, IL, 60555
  • Lends in Illinois
  • Mortgages are our only business. We can guarantee that meeting all of your mortgage needs is our top priority. At Compass Mortgage our strongest desire and greatest passion is to help our clients make wise and informed choices with regards to mortgage financing. Our experienced staff is always available to answer any questions you may have loan.

  • HealthCare Associates Credit Union.
  • 1151 East Warrenville Road, Naperville, IL, 60563
  • Lends in Illinois
  • As a credit union, we have members, not customers. As a not-for-profit cooperative, we are dedicated to providing superior financial value with products and services including savings, checking, investments, loans, credit cards, and 24/7 access to your money via mobile, Internet and telephone.

  • Vincent Viriyakul Residential & Commercial Financing & Real Estate
  • 1754 N. Washington St, Suite 128B, Naperville, IL, 60563
  • Lends in Illinois
  • Great Mortgage Company Inc. 1754 N Washington St, Ste 128B Naperville, IL 60563 is an Illinois Residential Mortgage Licensee. Great Mortgage Company Inc is an approved FHA lender, not an agency of the U.S government. All loans are subject to final lender approval. Programs, rates, terms and conditions may change without notice.

  • CIBM Bank
  • 1811 Centre Point Drive, Suite 123, Naperville, IL, 60563
  • Lends in Illinois
  • full-service banking offices you'll find a full array of Personal and Business banking services and products to help you create the life you want and to help your business continue to be successful. We work hard to be your partner and we understand that this means listening and responding to the unique needs of you.

  • Prosperity Co
  • 1730 Park Street, Suite 200A, Naperville, IL, 60563
  • Lends in Illinois
  • "Prosperity Co. is a Massachusetts Foreign Corporation filed On August 13, 2021. The company's File Number is listed as 001526020.

    The Registered Agent on file for this company is Yang Liu and is located at 75 Tyler Rd, Weston, MA 02493. The company's principal address is 1730 Park St, Suite 200a, Naperville, IL 60563."

  • Professional Mortgage Solutions Inc
  • 1776 Legacy Circle, Naperville, IL, 60563
  • Lends in Illinois
  • Our mortgage team members give you the personal attention you deserve and treat you with the respect due a valued customer. You are making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So here's our commitment to you: we will help you qualify, apply and be approved for the ideal mortgage loan for you

  • DuPage County Employees Credit Union
  • 421 N County Farm Road, Wheaton, IL, 60187
  • Lends in Illinois
  • DuPage County Employees Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to its members in the form of higher dividends on savings

  • Wheaton Bank & Trust Company, National Association
  • 100 N. Wheaton Avenue, Wheaton, IL, 60187
  • Lends in Illinois
  • Wheaton Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.

  • The Hill Mortgage Company
  • 75 Executive Drive, Suite 117, Aurora, IL, 60504
  • Lends in Illinois
  • The Hill Mortgage Company We have been providing easy access to affordable mortgage loans. The prospect of owning a Home lights up a million emotions in you – a deep sense of fulfilment, security for the entire family and an overwhelming feeling of relief and happiness for a place where you can spend delightful moments with your loved ones.