USDA and FHA Pro and Con in Wheaton, DuPage County, IL

In 2025, the USDA loan ceiling for Wheaton, located in DuPage county, IL, is $0. Meanwhile, for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Identify the necessary income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator allows you to see options like USDA, FHA, Conforming, and VA side by side, aiding you in determining which program in Alabama best suits your financial circumstances.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Wheaton, DuPage county, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Wheaton, IL

At Lendersa®, the aim is to ensure you swiftly obtain the optimal USDA or FHA loan without hassle. Choose one of three starting approaches that lead to matched lenders and USDA loan offerings.

Overview of USDA loan requests and results from Lendersa

An Overview of USDA Loans in IL

The USDA home loan is backed by the Department of Agriculture, also known as a USDA Rural Development Loan or USDA Mortgage, and is available only in rural areas. Unlike FHA loans necessitating at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 211 East Ward Street, Douglas, GA, 31533
  • Douglas National Bank staff members carry a card which states our commitment to service quality. In summary, the card states that: It is the responsibility of each employee to create a positive work environment with emphasis on teamwork and efficiency in meeting customer's needs. We will think and act with a sense of urgency so that our customers.
  • Lakeside Bank
  • 2805 Ridge Road, Rockwall, TX, 75032
  • Lakeside National Bank is dedicated to meeting our community's financial needs while maintaining a personal touch. At LNB, personal touch means a live person will answer the phone when you call, and when you need financing, your first meeting will be with the loan officer who will see your loan through from start to finish.
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  • 1055 Equestrian Drive, Rockwall, TX, 75032
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  • AFC Mortgage Group, LLC
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  • "AFC Mortgage Group has been a leading mortgage provider in the tri-state area for over 20 years. ​ We are a mortgage lender based in Monroe, CT, where your best interest is our priority. From beginning to end, our simplified loan process ensures that you can walk away feeling completely satisfied with your entire experience."
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  • 1586 US Highway 90 West, Defuniak Springs, FL, 32433
  • Walton County Teachers’ Federal Credit Union is a non-profit financial organization owned and operated by you, the members, for the benefit of all who belong. We were chartered in 1961 to serve all school personnel of the Walton County School Board, in Walton County, Florida. The credit union expanded its field of membership.
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  • 1072 King Street, Suite D, Charleston, SC, 29403
  • Andrea Drayton Rhodan brings a wealth of knowledge to her role as a Mortgage Broker, Tax Consultant and Bookkeeper. In these specialty areas Andrea enjoys the thrill of helping people with accounting while also helping them to achieve their dream of home ownership. Andrea Rhodan Insurance & Mortgage, LLC is your source for all of your accounting.