FHA Vs. USDA loan program for Wheaton, DuPage County, Illinois

In 2025, the USDA loan ceiling for Wheaton, located in DuPage county, IL, is $0. Meanwhile, for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Identify the necessary income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator allows you to see options like USDA, FHA, Conforming, and VA side by side, aiding you in determining which program in Alabama best suits your financial circumstances.

Exploring USDA and FHA Loan Options in Wheaton, IL

At Lendersa®, the aim is to ensure you swiftly obtain the optimal USDA or FHA loan without hassle. Choose one of three starting approaches that lead to matched lenders and USDA loan offerings.

Overview of USDA loan requests and results from Lendersa

An Overview of USDA Loans in IL

The USDA home loan is backed by the Department of Agriculture, also known as a USDA Rural Development Loan or USDA Mortgage, and is available only in rural areas. Unlike FHA loans necessitating at least a 3.5% down payment, USDA loans require no down payment.

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(630) 908-5309 Lender's profile and map Reviews THE PREFERRED GROUP MORTGAGE AND CONSULTING SERVICES, INC. 110 S. Oak Ave, Suite 100, Bartlett, IL, 60103 We are not a BIG BOX Loan Store quoting rates and closing costs based off of a computer algorithm. Here at the Preferred Group, we go to work for you. We roll up our sleeves and do the hard work, finding you the best options for your situation. Due to our experience and full-service operations, we provide in-depth knowledge, help
(630) 782-1234 Lender's profile and map Reviews Community Bank of Elmhurst 330 West Butterfield Road, Elmhurst, IL, 60126 The Mission of Community Bank of Elmhurst is to provide superior, personalized banking services, valuing our customers and community first. Community Bank of Elmhurst, in Elmhurst, IL, is one of the area's leading banks serving Elmhurst and surrounding areas. We specialize in checking and savings accounts, personal and commercial banking.
(630) 247-7235 Lender's profile and map Reviews USA Mortgage Corporation 101 North Addison Street, Suite 202, Elmhurst, IL, 60126 Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you.
866 835 6520 Lender's profile and map Reviews Stonehaven Mortgage 194 N York St, Ste 100, Elmhurst, IL, 60126 Stonehaven Mortgage is a Illinois mortgage bank that is focused on servicing our clients with the lowest rates and quickest turn times in the industry. All of our conventional and government loans are processed, underwritten and closed by underwriters who understand the markets in which banks lend. This allows us to assure our clients that we’ll g
(630) 773-0350 Lender's profile and map Reviews Itasca Bank & Trust Co. 308 W. Irving Park Road, Itasca, IL, 60143 Itasca Bank & Trust Co. would like the opportunity to earn your business. Our bankers take the time to get to know you, your objectives, and your strategic plan. We'll work with you to help uncover financing options available for managing your business and create a banking package tailored to your business needs.
(630) 443-9131 Lender's profile and map Reviews Partners In Mortgage Inc 1350 East Main Street, Saint Charles, IL, 60174 We work with several lenders to compare the best rates for your unique journey. Rates are constantly changing, so an open line of communication will ensure you get the rate and loan program that's best for you. we'll be there to offer you advice and the best rate for your situation. we provide customer care every step of the way.
(630) 323-4404 Lender's profile and map Reviews Hinsdale Bank & Trust Company, National Association 25 E 1st St, Hinsdale, IL, 60521 Hinsdale Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
(630) 859-2276 Lender's profile and map Reviews Fox Valley Credit Union 575 North Broadway, Aurora, IL, 60505 Fox Valley Credit Union was founded in 1937 as an employer group or single sponsor for employees of the old Chicago, Burlington and Quincy Railroad which is now Burlington Northern-Santa Fe. FVCU converted the single sponsor credit union to a community charter in 2008 which enabled persons who work or live in Aurora to join.
(630) 499-5690 Lender's profile and map Reviews Aurora Policemen Credit Union 1200 E Indian Trail, Aurora, IL, 60505 Aurora Policemen Credit Union (APCU) is a not-for-profit, member owned financial organization. We serve the People that help our communities and their families – people helping people – The credit union philosophy! Our goal is to provide the best available financial services in a personal
(630) 904-1800 Lender's profile and map Reviews Naperville Mortgage 4003 Plainfield Naperville Rd, Suite 207, Naperville, IL, 60564 Our mission is simple, find our clients the best possible mortgage options available on the market. Our experienced team is trained to have you pre-approved quickly, meaning minutes not days. Our goal is to evaluate your current situation while having you approved in 30 minutes or less.
(888) 416-0920 Lender's profile and map Reviews Smart Mortgage Centers, Inc. 4003 Plainfield Naperville Rd., Naperville, IL, 60564 Thank you for visiting us today. Smart Mortgage Centers was founded in 1997 by Richard Birk. Our mission is simple, find our clients the best possible mortgage options available on the market. Our experienced team is trained to have you pre-approved quickly, meaning minutes not days.
(630) 768-1298 Lender's profile and map Reviews Homeside Financial, LLC 3400 Club Drive, Naperville, IL, 60564 Homeside currently staffs 500+ employees and has over 30 branches throughout the country. Homeside continued their YoY record-breaking streak for production in 2019 with $2B in total volume. By having operation centers throughout the Northeastern and Southeastern United States, Homeside provides an unparalleled, modern mortgage .