USDA Loan Vs. FHA loan pro & con for West-Chicago, DuPage County, IL

In 2025, USDA loan limit in West-Chicago, county of DuPage, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in West-Chicago, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(870) 772-0661 660 miles Lender's profile and map Reviews MilWay Federal Credit Union 2000 Arkansas Blvd, Texarkana, AR, 71854 MilWay Federal Credit Union celebrated its 60 Year Anniversary in 2016. It was November of 1956 when the Miller Ark Credit Union and the Railway Credit Union merged to create MilWay Federal Credit Union. Today, MilWay is a full-service financial institution with offices in Texarkana and Ashdown, Arkansas, and now in Texarkana, Texas as well.
(919) 556-5146 660 miles Lender's profile and map Reviews Wake Forest Federal 302 South Brooks Street, Wake Forest, NC, 27587 Wake Forest Federal we strive to provide our customers with an atmosphere that is warm and welcoming – a “hometown feel.” We believe in truly knowing our customers and calling them by name. And our customers who are also our neighbors feel comfortable knowing we have their needs first and foremost.
(919) 616-5713 660 miles Lender's profile and map Reviews Ace Mortgage Group LLC 1780 Heritage Center Drive, Suite 103, Wake Forest, NC, 27587 At Ace Mortgage Group LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-mortgage for you and your family from the many mortgage options.
(919) 562-0207 660 miles Lender's profile and map Reviews Prestige Lending, Inc. 123 Capcom Avenue, Suite 101, Wake Forest, NC, 27587 Prestige Lending can offer different programs for the self employed entrepreneurs as well as those that may want to build their own home. We offer product for clients with good credit (Traditional A Paper) as well as products for clients that due to challenges in their lives may not have the best credit.
(870) 533-4486 660 miles Lender's profile and map Reviews Bodcaw Bank 307 Thomas Street, Stamps, AR, 71860 Bodcaw Bank, one of the oldest businesses in the small town of Stamps, AR, first opened its doors in 1903 to support a thriving mill town that included Bodcaw Lumber Company. This saw mill was once the largest saw mill for yellow pine in the world. After the end of World War I, all the virgin forest of south Arkansas was cut and the mills closed.
(610) 477-2992 660 miles Lender's profile and map Reviews Mill Street Financial Ltd 63 Brookside Court, Boyertown, PA, 19512 At Mill Street Financial works hard every day to provide clients with the best possible borrowing experience. We work with multiple lenders to match you with the lender that is best suited for your unique situation. Whether you are buying your first home or ready to move onto the next one, we are here to help you.
(334) 844-4120 660 miles Lender's profile and map Reviews Auburn University Credit Union 1290 S. Donahue Drive, Auburn, AL, 36832 Auburn University Credit Union is here to help you navigate life's milestones. From education expenses, auto loans, vacations, home purchases, AU Credit Unions is built around where you live, work, study & play. We're locally owned for our local neighbors. We’re always on your team because we understand the importance of being stronger together.
919-539-7232 660 miles Lender's profile and map Reviews Davis & Davis IG 8601 Six Forks Rd, STE 400, Raleigh, NC, 27615 Getting you the funds you need, when you need it: Need funds for Fix N Flips, we can do that, for Construction, we can do that, for Rental loans, we can do that, for Cash-out refi, we can do that, for Commercial, we can do that, for Working Capital, yes, we can do that etc....... Let us help you make your dreams a reality.
(855) 693-8290 660 miles Lender's profile and map Reviews West Town Bank & Trust 8450 Falls of Neuse Road, Suite 204, Raleigh, NC, 27615 At West Town Bank & Trust, we’re problem-solvers. Solutions define us. Our most important goals are to know what’s important to you, what’s getting in your way & what you hope to achieve, so we can help you get there. Since 1922, we’ve been creating long-lasting relationships with our customers based on old fashioned values & future-thinking ideas.
(919) 256-8888 660 miles Lender's profile and map Reviews Dash Home Loans, a Division of Primary Residential Mortgage, Inc. 131 Wind Chime Court, Raleigh, NC, 27615 Dash Home Loans is a Division of Primary Residential Mortgage, Inc. PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions.
(919) 848-4748 660 miles Lender's profile and map Reviews Perennial Mortgage Group 8522 Six Forks Road, Suite 201, Raleigh, NC, 27615 We have been committed to providing our clients with the highest quality service combined with the lowest rates and/or costs available. We will work with you one on one to ensure you receive a financial solution that is tailored specifically to your needs. Whether you are purchasing your dream home, ReFinancing an existing loan.