USDA Vs. FHA Pro and Con comparison in West-Chicago, DuPage County, IL
In 2025, the USDA loan limit for West-Chicago in DuPage County, IL, is $0, while the FHA limit for a single-family home is $379,500.
Utilize the Lendersa® USDA loan calculator to examine today's top USDA vs. FHA rates. Determine the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator provides a comprehensive comparison of USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in West-Chicago, DuPage, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in West-Chicago, IL
The objective of Lendersa® is to swiftly provide you with the best USDA or FHA loan options without inconvenience. Choose among three initial pathways that link you to matching lenders and USDA loan programs.
A USDA home loan is supported by the government via the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, exclusively for rural communities. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages mandate no down payment.
Jan Mandel is the President at Wazowski and Sullivan company Not only will I help you navigate the sea of mortgage solutions out there, but I’ll personally fight to get you the best rate possible.Whether you're purchasing your first home, refinancing for a better rate, or anything in between. he will use the knowledge.
1007 Curtiss St, Suite 8, Downers Grove, IL, 60515
Green Mortgage Corp We continue to build our reputation for personalized service and quality solutions with each and every client. We are dedicated to offering flexible solutions that work for you while also providing consistent results that meet our standards. Our team is large enough to deliver professional grade, durable solutions.
1333 Butterfield Rd, Suite 600, Downers Grove, IL, 60515
"Neighborhood Loans is an Illinois Residential Mortgage Licensee. NMLS# 222982
At Neighborhood Loans, we are passionate mortgage banking professionals with one goal in mind – make our clients, our priority.
Neighborhood Loans was established in 2005 to help home buyers and homeowners with their financial needs."
Heritage Bank of Schaumburg is a community-oriented, independently owned financial institution that opened its doors for business on August 8, 1974. As one of the first financial institutions in the Schaumburg area, Heritage Bank services an established customer base, many of whom have banked with our institution for over ten years.
Itasca Bank & Trust Co. would like the opportunity to earn your business. Our bankers take the time to get to know you, your objectives, and your strategic plan. We'll work with you to help uncover financing options available for managing your business and create a banking package tailored to your business needs.
2300 Barrington Road, Suite 400, Hoffman Estates, IL, 60169
Nationwide Mortgage and Realty Company is located in the northwest suburban area of Chicago, about 18 miles northwest of O'Hare Airport, in the Vistex Building at the above address in Hoffman Estates, Illinois. Nationwide has been in business since 1992 and its staff has experience going back to the early 1970's.
2356 Hassell Road, Suite A, Hoffman Estates, IL, 60169
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
Our mission is to deliver excellent service and provide you with an extraordinary experience. At Capital Financial Group, a Division of First Centennial Mortgage, we believe the home purchase and finance process should be exciting, enjoyable and exceptional in every sense. In business since 1995.
One Mid America Plaza, Suite 800, Oakbrook Terrace, IL, 60181
NEO represents the new way of doing home loans. We advise you how to pay off your mortgage and consumer debts faster and with much lower cost – all while maximizing your wealth. We focus on your long-term, comprehensive wealth strategy over the short-term mortgage transaction. Founded in 2021.
17 West 220 22nd Street, Suite 250A, Oakbrook Terrace, IL, 60181
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1801 S Meyers Rd, Suite 500, Oakbrook Terrace, IL, 60181
The Peoples Home Equity Inc Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Illinois. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan.