USDA Loan Vs. FHA loan for West-Chicago, IL [DuPage County Rates 2023]

In 2025, USDA loan limit in West-Chicago, county of DuPage, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in West-Chicago, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(704) 703-8229 611 miles Lender's profile and map Reviews TruLoan Mortgage 1515 Mockingbird Lane, Suite 880, Charlotte, NC, 28209 We founded TruLoan Mortgage to create a lending experience that everyone involved will love. With a fundamental belief that the American Dream includes home ownership and that home financing can be as positive and enjoyable an experience as choosing your dream home, we formed TruLoan Mortgage.
2064125759 611 miles Lender's profile and map Reviews Cardinal Financial 3701 Arco Corporate Drive, Suite 200,, Charlotte, NC, 28273 At Cardinal Financial, we know mortgage lending is more than just loans—it's about helping people achieve their homeownership dreams. With a focus on listening, understanding your unique story, and customizing solutions, I provide a seamless experience from start to finish. Let’s work together to find the perfect loan and make your dreams a reality
(855) 561-4944 611 miles Lender's profile and map Reviews Cardinal Financial Company 3701 Arco Corporate Drive, Suite 200, Charlotte, NC, 28273 When we started Cardinal Financial, we set out with the intention of creating a better mortgage experience. We wanted to reimagine and modernize the way home loans are obtained by bringing increased transparency, simplicity, and speed into an industry that has oftentimes lacked all three.
(704) 375-3950 611 miles Lender's profile and map Reviews Charlotte Fire Department Credit Union 2121 Commonwealth Avenue, Charlotte, NC, 28205 Since 1936, the Charlotte Fire Department Credit Union has provided financial solutions to our members/owners. We are a not-for-profit financial cooperative, which means that our goal is to meet your needs with extraordinary personal service. Employees of the Charlotte Fire Department and their families, as well as volunteer firefighters
(980) 242-3439 611 miles Lender's profile and map Reviews QC Lending, LLC 1111 Hawthorne Lane, 2nd Floor, Charlotte, NC, 28205 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(704) 559-9894 611 miles Lender's profile and map Reviews On Point Home Loans, Inc. 1200 The Plaza, Suite G2, Charlotte, NC, 28205 "On Point Home Loans, Inc. is an independent mortgage firm that is locally owned and operated in Charlotte, North Carolina. Our mission to empower each client to make the best decisions for their individual financial futures. After years of working for large banks and retail lenders, the founders of On Point saw a considerable amount of time"
704 631 9276 611 miles Lender's profile and map Reviews Leverage Lending Group 5309 Monroe Rd. Ste C, Charlotte, NC, 28205 Leverage Lending Group, LLC specializes in refinance and purchase money loans for conventional, FHA, VA, USDA, residential, commercial, jumbo and super jumbo financing. In addition we offer hard money investment rehab financing and IRA Non Recourse loans. We offer the competitive rates for refinance and purchase money loans with credit score requir
(918) 652-4407 611 miles Lender's profile and map Reviews First Family Federal Credit Union 402 E Main Street, Henryetta, OK, 74437 First Family Federal Credit Union has been open since 1956. It's the 21st largest credit union in Oklahoma with assets totaling $122.45 Million and providing banking services to more than 16, 000 members. The credit union is a community-based financial institution. People living, working
(770) 207-3000 611 miles Lender's profile and map Reviews Pinnacle Bank 1901 West Spring Street, Monroe, GA, 30655 Pinnacle Bank has been a locally owned, community bank since 1934. We specialize in meeting our customers' financial needs, both now and into the future. Local decisions, quick responses and numerous locations are just a few of the reasons to choose Pinnacle Bank and also Pinnacle Bank is a state chartered community bank serving Elbert, Franklin, H
(301) 279-6969 612 miles Lender's profile and map Reviews Fairway Asset Corporation 15400 Calhoun Drive, Suite 120, Rockville, MD, 20855 Fairway Asset Corporation has a mission to provide the best mortgage broker and lender services in an honest, professional manner that reflects the highest industry standards. We provide customized mortgage solutions for clients by utilizing experienced know-how and professional knowledge to satisfy each client’s specific goals, needs, and risk.
(240) 386-8631 612 miles Lender's profile and map Reviews Aspen Home Mortgage Group, Inc. 19844 Meredith Dr., Derwood, MD, 20855 At Aspen Home Mortgage, Inc. we utilize all of the current technological advances available to expedite the application process without ever losing site of the fact that we are in the service business. We have a team of highly trained and knowledgeable Loan Officers placed in strategic locations.