USDA Vs. FHA Pro and Con comparison in Kendallville, Noble County, IN

In the year 2025, the USDA loan limit for Kendallville in Noble, IN, stands at $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare the most favorable rates between USDA and FHA loans available today. Determine the necessary income, credit rating, reserves, and documentation for qualification. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA loans are presented side by side, helping you choose the best program for your financial needs in Alabama.

Explore and compare loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Kendallville, Noble, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Kendallville, IN

Lendersa® aims to swiftly and efficiently connect you to the best USDA or FHA loan options. Select one of three starting points designed to connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in IN?

A USDA home loan, guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Red White & Blue Lending
  • 2522 Chambers Road, Suite 106, Tustin, CA, 92780
  • "Red White & Blue Lending is a mortgage broker company. It was founded in 2016 by Alex Zelada with 14 years’ experience in the home financing industry. Our products include: • Purchase and refinance options • Conforming and High Balance mortgages • FHA mortgage • VA mortgages • Jumbo mortgages"
  • Refinow Financial
  • 14742 Newport Ave, Suite 104, Tustin, CA, 92780
  • At RefiNow Financial, we help current and aspiring homeowners to achieve their financial aspirations. Our brokerage maintains close ties with the nation's most aggressive and renown lenders to ensure that we present the best options to our clients. We always offer up to date pricing information, and we make sure that you get the loan
  • Blue Stone Capital Corporation
  • 151 North Tustin Avenue, Suite A-4, Tustin, CA, 92780
  • Blue Stone Capital Corporation is based in Tustin, California. The company has net-branches in 30 states in the U.S. Its mission is to help borrowers find the best mortgages to suit their individual needs. We do this by providing information about all aspects of the mortgage process, including interest rates, monthly payments and closing costs
  • Rosiles Group
  • 131 North Tustin Avenue, Suite 101, Tustin, CA, 92780
  • Rosiles Group prides itselt in communication. We are here to answer any questions before during and after the close of you file. Technology has been a major focus for mortgage companies, but nothing can replace the role of the loan officer in your home buying and refinancing needs.
  • Skynet Financial Co.
  • 17482 Irvine Boulevard, Suite 232, Tustin, CA, 92780
  • Skynet Financial Co We take great pride in what we do. We have been serving the state of California for over 20 years and it’s our specialty to help anyone we can get the loan they deserve. and also providing a Fixed & ARMs, Home Equity Line of Credit Loans, FHA Loans, VA Loans, Stated Income and hard money
  • Trans United Financial Services Inc
  • 17341 Irvine Boulevard, Tustin, CA, 92780
  • TransUnited Financial’s Services loan officers have the expertise and knowledge you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is TransUnited Financial’s ultimate goal. We are mortgage brokers and experts in locating the best mortgage for your individual circumstances.
  • Legacy Realty & Funding
  • 17291 Irvine Boulevard, Suite 260, Tustin, CA, 92780
  • Legacy Realty & Funding is a Full service Real Estate and Mortgage Lending company, Our team of experts have over 25 years of experience in Selling homes, and helping buyers purchase their dream homes we tailor all purchases and loans to your specific needs and wants, As a mortgage lender we will fully qualify and approve you for a mortgage loan
  • American Realty Associates, Inc
  • 18062 Irvine Avenue, Suite 107, Tustin, CA, 92780
  • American Realty Associates have been working with real estate professionals for over 12 years. Our staff understands how important it is to communicate and follow up with realtors regarding their client’s mortgage services. Our automated prequalification and approval systems allow the real estate professional to prequalify the client.
  • United Finance, Inc
  • 17822 17th Street, Suite 110, Tustin, CA, 92780
  • United Finance Corporation we provide a strong cost saving capability for our clients. Your new home loan can become a very significant instrument in life. Anyone who decides to take the leap and get hold of their piece of the pie requires the best position possible for acquiring financing.
  • Prime Choice Funding, Inc
  • 17852 17th St, Suite 107, Tustin, CA, 92780
  • Prime Choice Funding, Inc, headquartered in California, PCF has been providing quality home loans since 2007. We have a proven track record and serve the lending needs of homeowners throughout the US. We have access to a full range of mortgage resources and are committed to finding the right loan for the customer.
  • Santiago Financial, Inc. | Manufactured & Mobile Home Loans
  • 17842 Irvine Blvd # B204, Tustin, CA, 92780
  • Santiago Financial, Inc we believe in helping the consumer make an educated choice, understanding the process, and assisting them from beginning to end. With over forty years of experience, Santiago Financial, Inc. provides world-class service in all facets of manufactured or mobile housing lending.
  • New American Funding - Riverside
  • 14511 Myford Road, Suite 100, Tustin, CA, 92780
  • New American Funding is a family-owned business, dedicated to helping other families and individuals improve their quality of living. We’re a Fannie Mae, Freddie Mac, and Ginnie Mae direct lender, seller, and servicer, and even though we have thousands of employees, we’re a family.