USDA Vs. FHA your options comparison in Cambridge-City, Wayne County, IN
As of 2025, in Cambridge-City, Wayne county, IN, the USDA loan limit is set at $285,000, whereas the FHA limit for single-family homes is $356,362.
Leverage the Lendersa® USDA loan calculator to contrast the best current USDA versus FHA rates. Assess the required income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, facilitating your decision on which program in Alabama is most suitable for your specific financial scenario.
Loan limits and downpayment details for 2025 in Cambridge-City, Wayne county, IN
Loan Type
Loan Limit
Required Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan options in Cambridge-City, IN
The mission of Lendersa® is to secure you the best possible USDA or FHA loan speedily and without difficulties. Start with one of three options to discover lenders and the appropriate USDA loan programs for your needs.
The USDA home loan, often called a USDA rural development loan or USDA mortgage, is guaranteed by the government via the Department of Agriculture. This loan is exclusively available in rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, the USDA mortgage permits no down payment.
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352 E Riverside Dr, Suite a-5, Saint George, UT, 84790
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16810 East Avenue of The Fountains Ave, Fountain Hills, AZ, 85286
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