USDA Vs. FHA your options comparison in Cambridge-City, Wayne County, IN
In 2025, USDA loan limit in Cambridge-City, county of Wayne, IN is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Cambridge-City, county of Wayne, IN
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Cambridge-City, IN
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Acushnet Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the AFCU will continue a sound yet progressive asset management strategy and provide new and improved financial services.
Wheel House Mortgage Services Corporation d/b/a Wheel House Mortgage Services
36 North Bedford Street, Suite C17A, East Bridgewater, MA, 02333
Wheel House Mortgage Services, a professional mortgage company specializing in variety loans in whole state of Massachusetts. At Wheel House Mortgage Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.
Ultima Bank Minnesota originated as Farmers State Bank of Winger and was founded in 1904 in Winger, Minnesota, a small farming community in the northwest corner of the state. As typical of such communities, Winger's population peaked in the 1940's and then began to drop from about 400 to a little over 200 people today.
Our mission is to actively protect your finances by ensuring the safety & soundness of our Credit Union.We are committed to providing consistent quality member service; to relentlessly strive to meet the needs of our members through building & maintaining a strong team.Membership in OCCU is limited to those who are employees of the City of Ocala,FL
Abbey Mortgage of Ocala, Inc is a locally owned and operated full service mortgage company As a full service mortgage company, we do all types of loans. We have lots of new loans, zero money down purchases and government loans We also do VA, FHA, USDA Rural housing and reverse mortgages
Coast2Coast Lending is a leader in residential home mortgages. We are proud to offer all government loan programs (FHA,VA,USDA) along with many conventional and jumbo financing programs. We serve borrowers for both purchase and refinance. Lending is a leader in residential home mortgages.
Landmark Mortgage Planners is setting new standards in mortgage lending. Any mortgage "professional" can take your information, submit it to an underwriter, and then cross their fingers and hope for the best. Unlike ordinary mortgage lenders, our mortgage consultants are actually certified mortgage planners.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
South Shore Bank is a full-service mutual bank with approximately $2 billion in assets. As a locally managed mutual bank, we believe the most valuable & enduring success is success that is shared. Together, we work to help our people, clients and communities thrive. With an extensive set of financial products, the Bank serves as a trusted advisor.
Middlesex Mortgage Financial Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
