USDA Vs. FHA your options comparison in New-Castle, Henry County, IN

As of 2026, the USDA loan limit for New-Castle in Henry, IN, is $285,000, while the FHA cap for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to contrast today's top USDA vs. FHA rates, and determine the necessary income, credit score, reserves, and documentation to qualify. With our sophisticated mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to find the best match for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in New-Castle, Henry County, IN

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in New-Castle, IN

Lendersa® is dedicated to promptly connecting you with the most suitable USDA or FHA loans. Start with one of three paths that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in IN

A USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available only in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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