USDA Vs. FHA your options comparison in Richmond, Wayne County, IN
In 2025, USDA loan limit in Richmond, county of Wayne, IN is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Richmond, county of Wayne, IN
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Richmond, IN
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
1626 Locust Street, Suite 404, Philadelphia, PA, 19103
We offer expertise in every area of mortgage lending. With access to a full range of mortgage resources, all our lending specialists are dedicated to finding the right loan with the best rate, terms and costs to meet your unique needs. But that is just the beginning. Our talented staff provides regular updates and progress reports.
2001 Market Street, Suite 2500, Philadelphia, PA, 19103
Epoch Lending was founded in December 2018 as an independent mortgage brokerage to serve the needs of borrowers looking to buy or refinance a home throughout the United States. We hire local independent mortgage experts in local markets and allow them to operate with the flexibility of the broker channel without the stresses of managing a business.
Kenny Financial Services, Inc offering the lowest priced mortgage products to borrowers who deserve the best pricing. We also offer niche products to borrowers who need "specialty" solutions such as low down payment loans and "stated income" commercial loans. Mortgage financing is all that we do and we are experts at it!
1845 Walnut St, Suite 910, Philadelphia, PA, 19103
No matter what the project, Bluebird is the lender that’s in your corner. Our fast, fair, and flexible loans connect borrowers with the real estate financing they need to make acquisitions, complete rehabs, or build from the ground up. We put trust and a commitment to mutual success at the heart of all client relationships. By doing everything we c
On April 27,1940, our Credit Union began as the Serum Employee's Credit Union. We served the Serum Company's employees and their family members. Through the years the Serum Company evolved into the Fort Dodge Laboratories and continued to evolve through other companies and is now known as Elanco Animal Health.
The Peoples Bank of Greensboro was incorporated in 1904, succeeding the banking business known as A. Lawson, Banker, which began in 1881. The original branch was located in downtown Greensboro at 1112 Main Street. A second branch was opened in 1975 at 1402 State Street. The bank operated both branches until the Main Street branch burned in 2002
Will Fosters goal and aspiration is to provide you with such an incredible lending experience you will feel comfortable introducing the people you care about most to me. Looking forward, I see a huge opportunity to help an immense amount of people realize their financial goals, and it is my hope you will be right there alongside me.
With a reverse mortgage there are no monthly principal and interest mortgage payments. Your responsibility is to pay property taxes and insurance, live in your home as your primary residence.Top uses of reverse mortgage money include, long term care, renovations, travel, pay off debt, daily living expenses, purchase of a smaller home(downsize).
