USDA Vs. FHA your options comparison in Dunlap, Elkhart County, IN

For the year 2025, the USDA loan limit in Dunlap, situated in the county of Elkhart, IN, is defined as $336,500. In contrast, for a single-family dwelling, the FHA limit is set at $472,030.

To compare the best rates available today between USDA and FHA, make use of the Lendersa® USDA loan calculator. This tool helps assess the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents a side-by-side analysis of USDA, FHA, Conforming, and VA loans to assist in selecting the optimal program in Alabama that suits your unique financial situation.

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Loan Limits and Downpayment Requirements for 2025 in Dunlap, Elkhart, IN

Loan Category Maximum Loan Amount Downpayment Percentage
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Dunlap, IN

At Lendersa®, the focus is on delivering the most advantageous USDA or FHA loan quickly and efficiently. You have three options to explore that connect you to appropriate lenders and USDA programs.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in IN

A USDA home loan, supported by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is accessible solely in rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans require absolutely no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Priority Real Estate & Lending Services
  • 609 N Lemon Ave, Suite 1, Ontario, CA, 91764
  • Priority Lending is the top-rated loan officer in Ontario, CA! Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs constantly change, you need to make sure you're dealing with a top professional.
  • Ainsworth Financial Mortgage Corporation
  • 3175-E Sedona Court, Ontario, CA, 91764
  • Ainsworth Financial Mortgage Corporation offers you various types of flexible loan programs with the best interest rates in the market. Our talented team of experts will not only assist you throughout the loan process but also provide different loan options for you to save money by choosing the best deals.
  • Ryder Mortgage Group
  • 41690 Ivy Street, Suite B, Murrieta, CA, 92562
  • At Ryder Mortgage Group we pride ourselves on our knowledge, professionalism, personal service, and competitive rates. We offer a diverse and comprehensive line of loan products to fit all of your mortgage needs. Integrity is the cornerstone of our business, and we believe a mortgage is about building relationships.
  • Freedom Mortgage
  • 41185 Golden Gate Circle, Suite 201, Murrieta, CA, 92562
  • Real Estate Finance is my Expertise. Mortgage Loans & Lending are my passion. I help clients on a Daily Basis obtain financing even if they have been told no in the past. I exhaust all avenues to obtain a Mortgage for my Clients. For Years I have put clients into homes that never thought it was possible with little or no $$ out of their pockets.
  • Larry Locke Pro-Funders Inc
  • 25096 Jefferson Avenue, Suite B-213, Murrieta, CA, 92562
  • Larry Locke, one of the best mortgage brokers in Murrieta, CA. I am completely committed to customer satisfaction. Larry Locke dedicated to giving his clients service that exceeds their expectations. Because of that dedication to excellence, nearly 100% of my clients are referrals from previous clients and real estate professionals.
  • PATRIOT PACIFIC FINANCIAL CORP
  • 38625 Calistoga Drive, Suite 200, Murrieta, CA, 92562
  • Patriot Pacific Financial Corp was 23 years in the making. Founder Charles Vamadeva, Broker and President, began in the mortgage industry in Oklahoma in the late 1990’s. Through years of learning proven ways to help more applicants become homeowners, Charles put together a Company that’s laser focused on Customer Service.
  • Brandon Roberts Group
  • 25240 Hancock Ave, Suite 300, Murrieta, CA, 92562
  • Brandon Roberts is a 16 year veteran of the mortgage and real estate industry who is certified as a Mortgage Planner through the CMPS Institute. He spends a great deal of time with each of his clients to develop a personal financial plan centered around the proper mortgage to meet their needs.
  • Bear Creek Mortgage
  • Bear Creek Realty, Murrieta, CA, 92562
  • Bear Creek Realty’s goal is to provide our Customers with the best service, knowledge, and current techniques of buying, selling, and investing in Real Estate. Bear Creek Realty has over 150 years of experience handling all aspects of Real Estate. We pride our selves in making the transaction as easy as possible. It is our pleasure to serve you.
  • Omni-Business Funding, Inc.
  • 26395 Jefferson Avenue, Suite E, Murrieta, CA, 92562
  • Omni-Fund, Inc, where we specialize in residential mortgages. At Omni-Fund, Inc, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • NexGen Mortgage
  • 25096 Jefferson Ave, Murrieta, CA, 92562
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. NexGen Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
  • CIB Funding
  • 26413 Jefferson Ave, Murrieta, CA, 92562
  • CIB Funding, a division of Golden Empire Mortgage, has been serving the mortgage industry in Southern California for over 22 years and also CIB Funding has led the Inland Empire in government lending for the past 10 years. FHA borrowers can expect excellent service from the most knowledgeable and experienced team of mortgage originators available.