USDA and FHA Pro and Con in Mishawaka, St. Joseph County, IN
In 2025, the USDA loan limit in Mishawaka, part of St. Joseph, IN, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to compare the latest USDA vs. FHA rates, determining the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side to assist in choosing the optimal program in for your financial situation.
2025 Loan Limits and Downpayment Needs in Mishawaka, St. Joseph County, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Mishawaka, IN
Lendersa® aims to deliver the best USDA or FHA loan quickly and without trouble. Choose from three starting points to connect with lenders and explore loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and known as a rural development loan, is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA mortgages require none.
Over the past 30 years, the mortgage professionals at OwnersChoice have earned a reputation for attention to detail, timeliness, answers, and the ability to deliver financing that fits your life. It’s the kind of excellence and “personal touch” you’d expect from a home lending partner with deep roots in the credit union movement.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Homeowners Advantage provides affordable home real estate loan options to homebuyers, homeowners, credit unions, real estate professionals, investors and builders in order to make the dream of owning a home a reality. We provide the highest level of integrity, professionalism and customer service in the mortgage industry.
CMN Funding is a financial services company that specializes in the needs of the commercial client. CMN is a full service outlet for many types of commercial financing. Our primary focus is to obtain funding for commercial real estate transactions.
Our company pledge is to work very hard to find the right home for every deal. CMN has long standi
Equitable Bank was established in 1882 shortly after the community of Grand Island was incorporated. It was organized by a small group of pioneers and was called, at that time, Grand Island Building & Loan Association. For nearly 140 years Equitable Bank has served the community of Grand Island & the surrounding area providing financial services.
At EQUITY UNLIMITED, we pride ourselves on exceeding our customer's expectations in providing the best services suited for you, whether it be the best rates or options for are satisfactory to you. Specialties in Mortgage Loan, Home Loan, Personal Loan, Car Loan etc. Contact us to get in touch with a mortgage specialist.
Hard Money Lender New York works with real estate investors and property owners who are in need of capital. We have a common sense underwriting process that focuses on the property.Whether you are a seasoned real estate investor or looking for capital to kick start your property business, Hard Money Lender New York has you covered.
Bridge Loan Brooklyn works with real estate investors and property owners who are in need of capital when traditional lenders (Banks) are not willing to lend. We have a common sense underwriting process focused on the asset - the property. Bridge Loans Brooklyn is a direct mortgage lender providing bridge loans (bridge loan financing) for an array
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Upwise is the best option for financing. All small-scale companies can get business loans from us. We can help you get the business loan that you need. Our company has been helping hundreds of businesses thrive and grow for the past 10+ years. Get in touch with Upwise Capital today to get on the right track to success.
