USDA Vs. FHA your options comparison in Goshen, Elkhart County, IN
In 2025, the USDA loan limit for Goshen in Elkhart county, IN, is $336,500, whereas the FHA cap is $472,030 for a single-family home.
Utilize Lendersa®'s USDA loan calculator to assess today's leading USDA vs. FHA rates, determining the necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, helping decide the best program for your financial needs in .
Loan Limits and Down Payment Needs in Goshen, Elkhart County, IN for 2025
Type of Loan
Maximum Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Goshen, IN
Lendersa® strives to secure you the best USDA or FHA loan efficiently and without hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan is supported by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or mortgage. It is designed for rural areas exclusively. Unlike FHA loans that mandate a 3.5% minimum down payment, USDA loans require no down payment.
Industry State Bank was founded as an institution involved in the progress of the town of Industry, Texas and the surrounding area. On February 9, 1911, a group of interested citizens took the initiative to begin the process of forming a bank in Industry. Its first name was the First Guaranty State Bank of Industry, and 100 shares of capital stock.
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MCBank were planted in 1888 in Goldthwaite, Texas, when banking was limited to the community in which you lived. Back then, the Texas Legislature prohibited the issuing of state bank charters, which meant banks had to either get a national charter or work as a “private bank”—a bank opened to serve a community, with no official charter
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Waymaker Mortgage was founded in 2017 by entrepreneur Scottie Campbell, a mortgage loan officer and visionary leader with over a decade of mortgage lending experience. Scottie and Natalie Campbell are passionately driven to help as many families as possible to achieve their American Dream of homeownership and build generational wealth.
Western States Bank is a bank with operations in three states. Western States Bank offers numerous mortgage programs including conventional, FHA, VA, reverse and construction mortgages. Western States Bank is a FREEandCLEAR Certified
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1318 s College Avenue, Suite 4, Fort Collins, CO, 80524
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123 N College Ave, Suite 230, Fort Collins, CO, 80524
Excel Financial Group is a Colorado home loan and mortgage company that provides exceptional, unsurpassed mortgage and refinance services at the lowest local rates available. Our mortgage brokers work directly with you to achieve a financial solution that is customized to your needs and circumstances.
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