In 2026, the USDA loan limit applicable in Tell-City, located in Perry County, IN, is set at $285,000, while the FHA ceiling for a single-family dwelling is $356,362.
The Lendersa® USDA loan calculator is a useful tool for comparing today's USDA and FHA rates. It helps you understand the necessary income, credit, reserves, and documentation needed for qualification. With our sophisticated mortgage calculator, you can see side-by-side comparisons of USDA, FHA, Conforming, and VA loan options, aiding in the decision-making process for the most suitable program tailored to your financial situation in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The objective of Lendersa® is to efficiently provide you with the best USDA or FHA loan, minimizing any inconvenience. Begin with any of three pathways to find lenders offering USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture and is typically referred to as the USDA rural development loan or USDA mortgage. It's designed for properties in rural areas only. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan does not demand any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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