USDA and FHA Pro and Con in Tell-City, Perry County, IN
In 2026, the USDA loan limit applicable in Tell-City, located in Perry County, IN, is set at $285,000, while the FHA ceiling for a single-family dwelling is $356,362.
The Lendersa® USDA loan calculator is a useful tool for comparing today's USDA and FHA rates. It helps you understand the necessary income, credit, reserves, and documentation needed for qualification. With our sophisticated mortgage calculator, you can see side-by-side comparisons of USDA, FHA, Conforming, and VA loan options, aiding in the decision-making process for the most suitable program tailored to your financial situation in Alabama.
2026 Loan Limits and Down Payment Requirements in Tell-City, Perry County, IN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Tell-City, IN
The objective of Lendersa® is to efficiently provide you with the best USDA or FHA loan, minimizing any inconvenience. Begin with any of three pathways to find lenders offering USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture and is typically referred to as the USDA rural development loan or USDA mortgage. It's designed for properties in rural areas only. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan does not demand any down payment.
Municipal Bank, we have three convenient locations in Bourbonnais, Momence and Manteno, IL, to serve you since 1971. We are a locally owned bank offering a full line of banking services. At Municipal Bank, we provide personal service to our residential and businesses. Municipal Bank is FDIC insured and an equal housing lender.
Lauderdale County Teachers Credit Union is committed to meeting the ever-changing needs of your financial well-being. Established by school employees’ – for teachers, administrators, and support staff – Lauderdale County Teachers Credit Union, for more than 60 years has been providing quality, committed service.
In 1959, when the Credit Union was chartered, only employees of the City of Florence were eligible for membership. The charter has been amended many times expanding the field of members. In March, 2001 NCUA granted a Community Charter to the Credit Union. It states that persons who live, work, worship, or attend school in, and businesses.
First Southern Bank has been helping Shoals residents with their mortgage needs for over 80 years. Whether you are buying, building, or refinancing, First Southern Bank has the right loan to meet your needs. We offer competitive rates for your mortgage lending needs.Let First Southern Bank’s mortgage loan.
Fire Police City County FCU operates as a not-for-profit financial institution, completely owned by its members. We are structured for the financial benefit of our members. Each member owns a portion of the Credit Union. Our employees are committed to putting forth the best service to help members succeed in their financial goals.
At Aspen Mortgage, we believe in honest and ethical service. We will offer you all of your options so that you can choose what type of mortgage will best suit your family's financial needs. We will stand behind our Loan Estimate and guaranty to you that what we have promised to you is exactly what we will deliver.
ProFed provides personal service to help you reach each important milestone of your life. Our mobile and online banking give you 24/7 access, and you can take us anywhere you go. With our network of over 36, 000+ ATMs, you can be sure your money is within your reach.ProFed Credit Union and start owning your financial future.
1000 Lake Saint Louis Blvd, Suite 208, Lake Saint Louis, MO, 63367
Our company was founded in 1999 with your best interest in mind. Almost two decades of experience in the mortgage business and helping clients like you achieve their goals helps to set us apart! We pride ourselves in taking the time and effort to get to know you and better help you understand the mortgage process.
