USDA Vs. FHA Pro and Con comparison in Porter, Porter County, IN

For 2025, the USDA loan limit in Porter, within Porter, IN, is set at $336,500, while the FHA's limit is $472,030 for single-family dwellings.

With Lendersa®'s USDA loan calculator, you can compare the most favorable USDA and FHA rates available today. Determine necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, so you can decide which program in suits your financial needs best.

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2025 Loan Limits and Down Payment Requirements in Porter, Porter, IN

Loan Category Loan Cap Minimum Down Payment
USDA $336,500 None
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Solutions in Porter, IN

Lendersa® is committed to providing you with the best USDA or FHA loan options swiftly and with ease. Consider one of the three starting strategies to link with lenders offering appropriate USDA loan programs.

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Defining USDA Loans in IN

A USDA home loan, backed by the government through the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is accessible exclusively in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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