USDA Vs. FHA your options comparison in Valparaiso, Porter County, IN
In 2025, the USDA loan limit for Valparaiso in Porter county, IN, is $336,500, while the limit for an FHA loan on a single-family home is $472,030.
Use Lendersa® USDA loan calculator to contrast the best rates of today's USDA versus FHA loans. Determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side-by-side, aiding you in choosing the most suitable program for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Valparaiso, Porter County, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Valparaiso, IN
Lendersa®'s objective is to secure the best USDA or FHA loan as quickly and seamlessly as possible. Choose one of three starting points to connect with matching lenders and the USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment at all.
Altana Federal Credit Union has been 70 years since 9 Montana refinery workers pooled their money in a cash box located in an empty boxcar. It’s hard to imagine that they could have envisioned the impact they would have on the lives of so many people. The first loan given was used to purchase a sewing machine. The rest, as they say, is history.
Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care
We are proud of who we are and our communities where we bank and work. ValueBank Texas is an independent, locally owned community bank that has been serving our customers since 1967. We like to say that we are in the “people business” and there is no business more important to us than your business. We call our customers friends. Our driving force
Since 1994, I have been involved in various leadership roles throughout the real estate and financing arenas. This includes serving as Director of American Exchange Mortgage Bankers starting in 1999. During this time, I was concentrated on the company’s business development, acquisition of multifamily projects,
7495 W Atlantic Ave Suite 200-293, Delray Beach, FL, 33446
HP Mortgage LLC offer NO-INCOME VERIFIED LOANS! If you are self employed or an investor, we are here to serve you--no tax returns necessary. We also offer Conventional 1% down, FHA down to 560 FICO, Jumbo loans down to 500 FICO, and various USDA and VA programs. We will always be honest
In 1998 the only independent bank in Riverton, was sold to a large national bank, which left a void in banking services in Fremont County. Kent Shurtleff and several local business people recognized the county’s financial needs and the opportunity to form a local community bank that would be owned and managed by people living in Fremont County
The Alpine Funding Corp. team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
5300 W Atlantic Ave, Suite 205, Delray Beach, FL, 33484
Gelt Financial, LLC ("Gelt") is a non bank direct commercial lender satisfying its clients financial needs and goals since 1989. Gelt's robust commercial product offerings are available across the country to US Citizens and Foreign Nationals. We focus on loans between $100,000 and up.
Charter Bank is located in Corpus Christi, TX, USA & is part of the Depository Credit Intermediation Industry.Charter Bank has 55 total employees across all of its locations & generates $42.03 million. Charter Bank is chartered under the laws of the State of Texas & by state law is subject to regulatory oversight by the Texas Department of Banking.
We are committed to creating life long relationships with our members through exceptional service and financial products. To become our members’ preferred partner for their everyday financial needs. STAR Financial Credit Union began in 1959 as a means to provide the employees of Pontiac Refinery.