USDA Loan Vs. FHA loan pro & con for Valparaiso, Porter County, IN

In 2025, USDA loan limit in Valparaiso, county of Porter, IN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Valparaiso, IN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Indiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(973) 337-5950 672 miles Lender's profile and map Reviews PLATINUM MORTGAGE, LLC 1915 Morris Avenue, #2, Union, NJ, 7083 At Platinum Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(201) 891-1130 672 miles Lender's profile and map Reviews Taylor Financial Group 795 Franklin Ave, Bldg C, Suite 202, Franklin Lakes, NJ, 07417 At Taylor Financial Group (TFG), we have always focused on the needs of high net worth clients, assisting with portfolio management, financial planning, retirement income, and taxes. Our goal at TFG is to decrease our clients’ taxes as much as possible in retirement in order to build wealth during their lifetime (and for generations to come).
(212) 303-7676 672 miles Lender's profile and map Reviews Icon Realty Capital, Direct Lender 151 Rt 33 E, Suite 251, Englishtown, NJ, 07726 Icon Realty Capital is owned and operated by a team of seasoned real estate professionals who have a combined 52 years of hands-on real estate experience. We collectively participated in $3 Billions + in transactions, acting as capital providers, equity and syndicator. Our ability to Close Quickly, in as little as THREE days is a function.
(803) 496-5011 672 miles Lender's profile and map Reviews First National Bank of South Carolina 801 Gilway Ave, Holly Hill, SC, 29059 At the turn of the century, Holly Hill was a small rural farming community where cotton was king, horse and wagon were the primary means of travel, and local folks hid or buried their savings for safety. The need for a bank was obvious, and on July 7, 1905, The Bank of Holly Hill was chartered. On September 4, 1905, with $15, 000 in capital.
(973) 785-9200 672 miles Lender's profile and map Reviews North Jersey Federal Credit Union 711 Union Blvd, Totowa, NJ, 07512 In 1936, North Jersey Federal Credit Union was founded. Our vision is to provide service to all members beyond their expectations to create a “Wow Experience” for each of them. We will be convenient, efficient and effective in serving our members throughout the community. Our goal is to enable our members to have financial freedom.
(973) 790-4400 672 miles Lender's profile and map Reviews Homeland Realty 254 Union Boulevard, Totowa, NJ, 07512 Homeland Realty is North Jersey’s top internet marketer of real estate properties. At HomeLandRealtyNJ.com you can find information on local schools, weather, local information, links and other local resources for Totowa, Wayne, Clifton, Paterson and surrounding communities. Homeland Realty NJ, can assist you with a variety of real estate services.
(973) 595-5626 672 miles Lender's profile and map Reviews North Capital Funding Corporation 535 Union Boulevard, Totowa, NJ, 07512 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(732) 594-3317 672 miles Lender's profile and map Reviews Merck Employees Federal Credit Union 126 East Lincoln Avenue, Rahway, NJ, 07065 Established in 1936, Merck Employees Federal Credit Union is federally chartered & federally insured by the National Credit Union Administration to serve Merck employees and their family members. The credit union was created just 2 years after President Franklin Delano Roosevelt signed the Federal Credit Union Act into law as part of the New Deal.
(732) 388-1800 672 miles Lender's profile and map Reviews RSI Bank 1500 Irving Street, Rahway, NJ, 07065 RSI Bank is a community bank serving New Jersey residents & businesses since 1851. We prioritize long-term relationships built through professionalism & expertise, community involvement, & a business model that underscores personalized service. RSI Bank has a proven record as a safe, trusted, & highly reputable institution serving the community.
(833) 301-6325 672 miles Lender's profile and map Reviews Northfield Bank NJ 581 Main Street, Suite 810, Woodbridge, NJ, 07095 We are a full service community bank serving metropolitan New York and New Jersey. Headquartered in Woodbridge, NJ, our team strives each day to uphold our mission to be the financial institution of choice to individuals and businesses by delivering innovative financial products and exceptional customer service.