USDA and FHA Pro and Con in Valparaiso, Porter County, IN
In 2025, the USDA loan limit for Valparaiso in Porter county, IN, is $336,500, while the limit for an FHA loan on a single-family home is $472,030.
Use Lendersa® USDA loan calculator to contrast the best rates of today's USDA versus FHA loans. Determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side-by-side, aiding you in choosing the most suitable program for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Valparaiso, Porter County, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Valparaiso, IN
Lendersa®'s objective is to secure the best USDA or FHA loan as quickly and seamlessly as possible. Choose one of three starting points to connect with matching lenders and the USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment at all.
INB offers personal and commercial banking services. The INB team works to help customers have a life free of financial hardships. We help businesses by handling financial transactions through our lockbox services so they can focus on their core operations. We also provide mortgage and commercial loans.
1st Community Bank is a branch office of 1st Community Bank. They provide the following services: Full Service Office Location & are located at 407 Third Street in Sherrard Illinois.
Mobile & traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information
Since our inception on October 4th 1913, Teutopolis State Bank has been a fixture on Main Street in Teutopolis, Illinois. Over the years, we have helped local businesses, individuals, and families develop, grow, and sustain prosperity through our wide range of financial services.
First National Bank at Darlington has been proudly serving the banking needs of Lafayette County residents since 1934. Our professional staff is committed to providing you with the most up to date financial services. As a locally owned bank, with convenient locations in Darlington & Gratiot, our commitment to our customers is second to none.
The mission of Key Mortgage Group is to help as many people as possible to become homeowners.
Below are some of our clients who picked Key Mortgage Group to help them get a home. John is a leader in Quad City real estate lending, having begun his career after graduation from St. Ambrose University in 2003.
American Bank and Trust Company, began as a neighborhood bank on the Hilltop in Rock Island, Illinois. It began with a simple idea – that customers should receive the same kind of friendly and personalized service we would appreciate ourselves. 46 years later, this simple philosophy has helped us grow to become a $375 million.
7030 Spring Meadows West Drive, Holland, OH, 43528
Jeep Country Federal Credit Union is a member owned financial cooperative that is committed to providing friendly, personal, convenient and competitive services to its member owners. The Credit Union desires to build lasting relationships with our members in order to enable our members to achieve
We provide mortgage loans for home purchasing and refinancing in Ohio and Michigan. If you are looking to buy a home or refinance an existing mortgage, please call for a no-cost analysis of your options. We provide 24 hour pre-approvals, and strive to create "Raving Fans" of our clients.
Peoples Federal Savings and Loan Association has participated with pride in the agricultural, commercial, and industrial development that has graced Shelby County and shaped the destiny of its residents. and that time, the only two services we were allowed to provide were mortgage loans and savings accounts.
Western Ohio Mortgage Corp. is a community lender that has been serving customers since 1999. Western Ohio Mortgage has offices located in Sidney, Lima, Mason, and Lebanon Ohio. We also serve Kentucky from offices in Florence and Lexington Kentucky.At Western Ohio Mortgage, our mission is to set a high standard in the mortgage industry.
