USDA Vs. FHA Pro and Con comparison in Sullivan, Sullivan County, IN

In the year 2025, for Sullivan in Sullivan, IN, the USDA loan limit is $336,500, while the FHA limit for a single-family home reaches $472,030.

Employ the Lendersa® USDA loan calculator to compare today's most competitive rates between USDA and FHA loans. Discover what income, credit, reserves, and documents are necessary to qualify. With our comprehensive mortgage calculator, evaluate USDA, FHA, Conforming, and VA loan options side-by-side to determine which program in best meets your specific financial needs.

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Comprehending 2025 Loan Limits and Downpayment Requirements in Sullivan County of Sullivan, IN

Type of Loan Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Paths in Sullivan, IN

The objective of Lendersa® is to provide the most suitable USDA or FHA loan swiftly and effortlessly. Choose one of three starting approaches that aligns you with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding What a USDA Loan in IN Entails

A USDA home loan, backed by the U.S. Department of Agriculture—often referred to as a USDA rural development loan or USDA mortgage—is exclusively available in rural areas. Differing from FHA loans, which require a 3.5% minimum down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Alliance Group
  • 814 Morena Boulevard, Suite 107, San Diego, CA, 92110
  • At Mortgage Alliance Group. We are a full-service mortgage company based in San Diego California. We specialize in FHA Home Loans, VA Home Loans, and Interest Only Home Loans in San Diego. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing in the zip code of 92110.
  • NGG Mortgage
  • 2150 W Washington, Suite 201, San Diego, CA, 92110
  • NGG, our mission is to be the most customer-centric mortgage company in every community we serve. We strive for our employees to be savvy and educated on the most desirable loan programs and their underwriting guidelines. Each Loan Officer is committed to a transparent, consultative approach.
  • Pacifica Mortgage and Real Estate Company
  • 2075 Morena Blvd, San Diego, CA, 92110
  • Pacifica Mortgage and Real Estate Company full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
  • The Loan Company
  • 2356 Moore St. Suite 201, San Diego, CA, 92110
  • The Loan Company offers bridge, construction, and permanent loans, and a wide range of loan terms. Our quick decisions, fair pricing, flexibility, and dependability are advantageous for independent borrowers and for brokers and their clients. The Loan Company’s executive management consists of our President, Chief Financial Officer, and Controll.
  • West End Mortgage Group
  • 437 9th Ave, San Diego, CA, 92101
  • We offer WHOLESALE RATES! Your local bank is held captive to sell their own products. That is, they will not provide unbiased advice nor selection, since by doing so, they risk losing your loan to the company whose product truly provides you the most value. As a Mortgage Broker, West End Mortgage Group can sell a variety of loan products.
  • Valor Lending Group
  • 350 10th Ave, 10th Floor, San Diego, CA, 92101
  • We are a boutique mortgage broker in San Diego, California. We can help fund any deal you bring us! Luxury Property Sales, Service and Finance. Stated Income Loans, Commercial Loans, Jumbo Loans, Construction Lending, Vineyard Loans, Foreign National Loans, Hard Money Loans, and many more!
  • The Check Cashing Place
  • 945 Fifth Ave, San Diego, CA, 92101
  • The Check Cashing Place, Inc. has been in business since 1976 and our friendly staff has been doing payday loans since 1997. When you are searching for company to help you with a payday advance make sure to choose someone you can trust. We are a direct payday lender and are licensed by the California Department of Financial Protection
  • Cornerstone Mortgage
  • 205 West Market Street, San Diego, CA, 92101
  • Cornerstone Mortgage is a privately held California corporation based in San Diego. The company has introduced a new, online method to obtain a home loan. Cornerstone Mortgage combines closing, lender costs into one low, guaranteed fee, and turns the “good faith estimate” into a guaranteed and protected fixed-fee package.
  • Casa2Condo
  • 550 Front St, San Diego, CA, 92101
  • Concierge Service and Low Wholesale Rates! No matter what type of Mortgage Loan you need, we're with you every step of the way. We specialize in Home Refinance, Home Purchase, Home Equity, Reverse Mortgage and VA loans. We pledge to help our clients overcome roadblocks that can arise while securing a loan. Call us today for a consultation!
  • RATE RABBIT
  • 540 Front St, San Diego, CA, 92101
  • Rate Rabbit is a revolutionary Internet-based mortgage lender offering one guaranteed and fixed-fee closing package that assures consumers protection from last minute changes in costs, and from bait and switch tactics often seen in the mortgage business. Rate Rabbit combines all applicable closing and lender costs into one low.
  • National Home Loans
  • 350 10th Ave, Suite 1000, San Diego, CA, 92101
  • The mission at National Home Loans is to create a great customer experience while helping you get a mortgage that best meets your financial needs.We offer stress-free, seamless, strategic process to find the best loan for your home purchase or refinance.We do this through a passion for superior customer service developed through years of experience